State credit union · WAUSAU, Wisconsin · NCUA charter #66862
M.E. Employees
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $18.4M
- Total assets
- 1,314
- Members
- 10.0%
- Net-worth ratio
M.E. Employees scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.4M; members 1,314; net-worth ratio 9.95%; health rank #3,482 of 4,374; healthier than 20th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,482 of 4,374 health · 2025Q4M.E. Employees · health 72/100 · $18.4M · 2025Q4
Call Report peers
M.E. Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
M.E. Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); M.E. Employees sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
M.E. Employees vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 104.64% vs peer 59.80% (+44.84 pp).
- Largest lag: Net Worth Ratio at 9.95% vs peer 14.86% (-4.91 pp).
M.E. Employees in Wisconsin
- In Wisconsin, health place is #91 of 100 on the same NCUA-ratio sort used nationally.
- Wisconsin assets place: #82 of 100.
- Wisconsin membership ordinal: #80 of 100.
- One place up in Wisconsin, LAKEWOOD (#90) scores 74/100, 2 points higher; one place down, Compassionate Care (#92) scores 70/100, 2 points lower.
How M.E. Employees's 5300 filing moved
M.E. Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.1% from $18.4M (2025Q4) to $18.4M (2026Q1).
- Net-worth ratio shifted +0.10 pp (9.85% → 9.95%).
This credit union's 9.95% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 72/100 score is built
M.E. Employees gives up 28 points in total. Member Growth costs the most, 11.3 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 29.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.6 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 8.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.95% | -4.91 pp |
| Delinquency Rate | 0.33% | -0.81 pp |
| Return on Assets | 0.00% | -0.70 pp |
| Member Growth | -2.95% | - |
| Loan-to-Share Ratio | 104.64% | +44.84 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - M.E. Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.4M | - |
| 2025Q4 | $18.4M | 1,314 |
| 2024Q4 | $17.9M | 1,354 |
| 2023Q4 | $17.9M | 1,354 |
Credit Union Details
- Charter Number
- 66862
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- WAUSAU
- Data Quarter
- 2025Q4
Branch Location
M.E. Employees operates a single office in Wausau, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Location (Main Office) | Wausau, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- M.E. Employees ranks #3,482 of 4,374 nationally on financial health and #91 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Holy Family Memorial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Holy Family Memorial
Frequently Asked Questions
Is M.E. Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, M.E. Employees scores 72/100 (Very Good), with a 9.95% net worth ratio and 0.33% of loans delinquent. It ranks #3,482 of 4,374 nationally on health and #91 of 100 in Wisconsin.
How does M.E. Employees compare to other credit unions?
M.E. Employees scores 72/100, higher than 20% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (104.64% vs 59.80%). Its widest shortfall is net worth ratio (9.95% vs 14.86%).
How can I join M.E. Employees?
Membership eligibility for M.E. Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact M.E. Employees directly for current membership requirements and application steps.
Is my money safe at M.E. Employees?
M.E. Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. M.E. Employees's net worth ratio of 9.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.