State credit union · Seattle, Washington · NCUA charter #66349
SALAL
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $1.16B
- Total assets
- 62,355
- Members
- 9.0%
- Net-worth ratio
SALAL scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.16B; members 62,355; net-worth ratio 9.02%; health rank #1,865 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,865 of 4,374 health · 2025Q4SALAL · health 86/100 · $1.16B · 2025Q4
Call Report peers
SALAL in the assets neighbourhood
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SALAL vs every NCUA-scored credit union
SALAL sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SALAL: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 94.54% vs peer 83.90% (+10.64 pp).
- Largest lag: Net Worth Ratio at 9.02% vs peer 11.18% (-2.16 pp).
SALAL in Washington
- In Washington, health place is #38 of 75 on the same NCUA-ratio sort used nationally.
- Washington assets place: #17 of 75.
- Washington membership ordinal: #17 of 75.
- One place up in Washington, PUD (#37) ties at 86/100; one place down, NEWRIZONS (#39) scores 85/100, 1 point lower.
SALAL Call Report trajectory
SALAL: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $1.16B (2025Q4) to $1.16B (2026Q1).
- Net-worth ratio shifted +0.06 pp (8.96% → 9.02%).
9.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
SALAL gives up 14 points in total. Return on Assets costs the most, 5.6 of its 15; Member Growth loses the least, 0.6.
- Net Worth Ratio 27.6 pts
- Delinquency Rate 21.7 pts
- Return on Assets 9.4 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 12.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.02% | -2.16 pp |
| Delinquency Rate | 0.83% | -0.05 pp |
| Return on Assets | 0.13% | -0.38 pp |
| Member Growth | 4.48% | - |
| Loan-to-Share Ratio | 94.54% | +10.64 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - SALAL
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.16B | - |
| 2025Q4 | $1.16B | 62,355 |
| 2024Q4 | $1.18B | 59,679 |
| 2023Q4 | $1.22B | 58,704 |
Credit Union Details
- Charter Number
- 66349
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- Seattle
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, SALAL runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Northgate Headquarters (Main Office) | Seattle, WA |
| Bellevue | Bellevue, WA |
| First Hill | Seattle, WA |
| Northgate | Seattle, WA |
| Tukwila | Tukwila, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Cross-state Call Report peers for SALAL
Using this data
- SALAL ranks #1,865 of 4,374 nationally on financial health and #38 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Red Canoe is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Red Canoe
Frequently Asked Questions
Is SALAL financially healthy?
On its 2025Q4 NCUA 5300 filing, SALAL scores 86/100 (Excellent), with a 9.02% net worth ratio and 0.83% of loans delinquent. It ranks #1,865 of 4,374 nationally on health and #38 of 75 in Washington.
How does SALAL compare to other credit unions?
SALAL scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (94.54% vs 83.90%). Its widest shortfall is net worth ratio (9.02% vs 11.18%).
How can I join SALAL?
Membership eligibility for SALAL depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SALAL directly for current membership requirements and application steps.
Is my money safe at SALAL?
SALAL is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SALAL's net worth ratio of 9.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.