State credit union · Corpus Christi, Texas · NCUA charter #67485
Corpus Christi S.P.
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $4.9M
- Total assets
- 630
- Members
- 13.6%
- Net-worth ratio
Corpus Christi S.P. scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.9M; members 630; net-worth ratio 13.60%; health rank #3,082 of 4,374; healthier than 28th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,082 of 4,374 health · 2025Q4Corpus Christi S.P. · health 77/100 · $4.9M · 2025Q4
- PHOTO 77/100
- BOOK 13.6%
- CHARTER 1.99%
- NCUSIF 0.31%
- CAMELS $4.9M
- HEALTH 630
- NW #3,082/4,374
- DELQ n/a
- ROA 67485
Call Report peers
Corpus Christi S.P. carries $4.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Corpus Christi S.P. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Corpus Christi S.P. - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67485. See our deposit-insurance coverage note.
Peer-gap read for Corpus Christi S.P.
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +33.05 pp (96.65% vs 63.60%).
- Largest lag: Net Worth Ratio at 13.60% vs peer 19.06% (-5.46 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Corpus Christi S.P.: in-state Call Report ranks
- Health composite ranks #269 of 386 among scored Texas credit unions.
- Texas assets place: #344 of 386.
- Texas membership ordinal: #351 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Corpus Christi S.P. Call Report trajectory
Corpus Christi S.P.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $4.9M (2025Q4) to $5.0M (2026Q1).
- Net-worth ratio shifted -0.14 pp (13.74% → 13.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.60% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.6 pts
- Return on Assets 12.1 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 12.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.60% | -5.46 pp |
| Delinquency Rate | 1.99% | +0.18 pp |
| Return on Assets | 0.31% | -0.15 pp |
| Member Growth | 0.80% | - |
| Loan-to-Share Ratio | 96.65% | +33.05 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.0M | - |
| 2025Q4 | $4.9M | 630 |
| 2024Q4 | $4.9M | 625 |
| 2023Q4 | $4.4M | 624 |
Credit Union Details
- Charter Number
- 67485
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Corpus Christi
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Corpus Christi S.P. runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Corpus Christi S.P. Credit Union (Main Office) | Corpus Christi, TX |
| Total One D.P. Services | Houston, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
- FARMERS BRANCH CITY EMPLOYEESFARMERS BRANCH, TX · $2M–$10M62Health
- MIDWESTERN STATE UNIVERSITYWichita Falls, TX · $2M–$10M93Health
- REDEEMERPlano, TX · $2M–$10M50Health
- PAMPA MUNICIPALPampa, TX · $2M–$10M73Health
- FRIO COUNTYPearsall, TX · $2M–$10M52Health
Compare Corpus Christi S.P. vs FARMERS BRANCH CITY EMPLOYEES
Cross-state Call Report peers for Corpus Christi S.P.
Two NCUA Call Report peer sets for Corpus Christi S.P., both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- Corpus Christi S.P. ranks #3,082 of 4,374 nationally on financial health and #269 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Farmers Branch City Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Farmers Branch City Employees
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Corpus Christi S.P. financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Corpus Christi S.P. carries a financial health score of 77/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,082 of 4,374; by total assets it ranks #3,895 of 4,374 nationally (same basis as /rankings/largest); and #344 of 386 within Texas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.60% net worth ratio and a 1.99% delinquency rate.
How does Corpus Christi S.P. compare to other credit unions?
Five weighted metrics from NCUA filings produce Corpus Christi S.P.'s 77/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Corpus Christi S.P.?
Membership eligibility for Corpus Christi S.P. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Corpus Christi S.P. directly for current membership requirements and application steps.
Is my money safe at Corpus Christi S.P.?
Federal credit unions like Corpus Christi S.P. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Corpus Christi S.P.'s net worth ratio of 13.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Corpus Christi S.P. offer compared to banks?
Credit unions like Corpus Christi S.P. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Corpus Christi S.P. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.