State credit union · Brainerd, Minnesota · NCUA charter #68389
Crow Wing Power
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $116.6M
- Total assets
- 4,573
- Members
- 9.5%
- Net-worth ratio
Crow Wing Power scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $116.6M; members 4,573; net-worth ratio 9.47%; health rank #2,169 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,169 of 4,374 health · 2025Q4Crow Wing Power · health 84/100 · $116.6M · 2025Q4
Call Report peers
Crow Wing Power in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Crow Wing Power vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Crow Wing Power sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Crow Wing Power
- Loan-to-Share Ratio leads the peer set - 88.68% here, 72.20% peer average (+16.48 pp).
- Largest lag: Net Worth Ratio at 9.47% vs peer 12.11% (-2.64 pp).
Crow Wing Power: in-state Call Report ranks
- Minnesota health ordinal: #52 of 82.
- Assets rank #41 of 82 inside Minnesota ($116.6M reported).
- Membership ranks #48 of 82 among Minnesota CUs with a reported count (4,573 members).
- One place up in Minnesota, Smw Financial (#51) scores 85/100, 1 point higher; one place down, Mower County Employees (#53) scores 83/100, 1 point lower.
How Crow Wing Power's 5300 filing moved
Crow Wing Power: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.7% from $116.6M (2025Q4) to $123.2M (2026Q1).
- Net-worth ratio shifted -0.23 pp (9.70% → 9.47%).
At 9.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
Crow Wing Power gives up 16 points in total. Member Growth costs the most, 15 of its 15; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Crow Wing Power
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.47% | -2.64 pp |
| Delinquency Rate | 0.01% | -0.88 pp |
| Return on Assets | 0.91% | +0.29 pp |
| Member Growth | -5.46% | - |
| Loan-to-Share Ratio | 88.68% | +16.48 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Crow Wing Power quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $123.2M | - |
| 2025Q4 | $116.6M | 4,573 |
| 2024Q4 | $112.0M | 4,837 |
| 2023Q4 | $103.2M | 4,716 |
Credit Union Details
- Charter Number
- 68389
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Minnesota
- City
- Brainerd
- Data Quarter
- 2025Q4
Branch Location
Crow Wing Power operates a single office in Brainerd, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Brainerd, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
More federally-insured credit unions based in Minnesota, ordered by peer group match and asset size.
Cross-state Call Report peers for Crow Wing Power
Using this data
- Crow Wing Power ranks #2,169 of 4,374 nationally on financial health and #52 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Two Harbors is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Two Harbors
Frequently Asked Questions
Is Crow Wing Power financially healthy?
On its 2025Q4 NCUA 5300 filing, Crow Wing Power scores 84/100 (Excellent), with a 9.47% net worth ratio and 0.01% of loans delinquent. It ranks #2,169 of 4,374 nationally on health and #52 of 82 in Minnesota.
How does Crow Wing Power compare to other credit unions?
Crow Wing Power scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (88.68% vs 72.20%). Its widest shortfall is net worth ratio (9.47% vs 12.11%).
How can I join Crow Wing Power?
Membership eligibility for Crow Wing Power depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Crow Wing Power directly for current membership requirements and application steps.
Is my money safe at Crow Wing Power?
Crow Wing Power is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Crow Wing Power's net worth ratio of 9.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.