State credit union · Brainerd, Minnesota · NCUA charter #68389
Crow Wing Power
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $116.6M
- Total assets
- 4,573
- Members
- 9.5%
- Net-worth ratio
Crow Wing Power scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $116.6M; members 4,573; net-worth ratio 9.47%; health rank #2,169 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,169 of 4,374 health · 2025Q4Crow Wing Power · health 84/100 · $116.6M · 2025Q4
- RANK 84/100
- PHOTO 9.5%
- BOOK 0.01%
- CHARTER 0.91%
- NCUSIF $116.6M
- CAMELS 4,573
- HEALTH #2,169/4,374
- NW Desert Rivers
- DELQ 68389
Call Report peers
Crow Wing Power in the assets neighbourhood
Crow Wing Power's $116.6M assets sit next to Desert Rivers ($116.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Crow Wing Power vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Crow Wing Power - Share Insurance Coverage
Charter #68389's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Crow Wing Power
- Loan-to-Share Ratio leads the peer set - 88.68% here, 72.20% peer average (+16.48 pp).
- Largest lag: Net Worth Ratio at 9.47% vs peer 12.11% (-2.64 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Crow Wing Power: in-state Call Report ranks
- Minnesota health ordinal: #52 of 82.
- Assets rank #41 of 82 inside Minnesota ($116.6M reported).
- Membership ranks #48 of 82 among Minnesota CUs with a reported count (4,573 members).
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Crow Wing Power's 5300 filing moved
Crow Wing Power: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.7% from $116.6M (2025Q4) to $123.2M (2026Q1).
- Net-worth ratio shifted -0.23 pp (9.70% → 9.47%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Crow Wing Power
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.47% | -2.64 pp |
| Delinquency Rate | 0.01% | -0.88 pp |
| Return on Assets | 0.91% | +0.29 pp |
| Member Growth | -5.46% | - |
| Loan-to-Share Ratio | 88.68% | +16.48 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Crow Wing Power quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $123.2M | - |
| 2025Q4 | $116.6M | 4,573 |
| 2024Q4 | $112.0M | 4,837 |
| 2023Q4 | $103.2M | 4,716 |
Credit Union Details
- Charter Number
- 68389
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Minnesota
- City
- Brainerd
- Data Quarter
- 2025Q4
Branch Location
Crow Wing Power operates a single office in Brainerd, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Brainerd, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
More federally-insured credit unions based in Minnesota, ordered by peer group match and asset size.
Cross-state Call Report peers for Crow Wing Power
Two NCUA Call Report peer sets for Crow Wing Power, both outside Minnesota so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($116.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Crow Wing Power ranks #2,169 of 4,374 nationally on financial health and #52 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Two Harbors is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Two Harbors
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Crow Wing Power financially healthy?
A 9.47% net worth ratio and a 0.01% delinquency rate feed into Crow Wing Power's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,169 of 4,374; by total assets it ranks #1,701 of 4,374 nationally (same basis as /rankings/largest); and #41 of 82 within Minnesota. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Crow Wing Power compare to other credit unions?
84/100 is Crow Wing Power's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Crow Wing Power?
Membership eligibility for Crow Wing Power depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Crow Wing Power directly for current membership requirements and application steps.
Is my money safe at Crow Wing Power?
Federal credit unions like Crow Wing Power are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Crow Wing Power's net worth ratio of 9.47% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Crow Wing Power offer compared to banks?
Credit unions like Crow Wing Power are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Crow Wing Power directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.