State credit union · Greeley, Colorado · NCUA charter #63122
Weld Community
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $108.8M
- Total assets
- 7,176
- Members
- 11.0%
- Net-worth ratio
Weld Community scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $108.8M; members 7,176; net-worth ratio 10.99%; health rank #1,676 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,676 of 4,374 health · 2025Q4Weld Community · health 87/100 · $108.8M · 2025Q4
- MEM 87/100
- RANK 11.0%
- PHOTO 0.13%
- BOOK 1.09%
- CHARTER $108.8M
- NCUSIF 7,176
- CAMELS #1,676/4,374
- HEALTH Friends and Family Credit Union Inc
- NW 63122
Call Report peers
Weld Community in the assets neighbourhood
Weld Community's $108.8M assets sit next to Friends and Family Credit Union Inc ($108.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Weld Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Weld Community - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #63122: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Weld Community: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.76 pp (0.13% vs 0.89%).
- Largest lag: Loan-to-Share Ratio at 62.98% vs peer 72.20% (-9.22 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Weld Community: in-state Call Report ranks
- Colorado health ordinal: #25 of 66.
- Colorado assets place: #37 of 66.
- Membership ranks #30 of 66 among Colorado CUs with a reported count (7,176 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Weld Community's 5300 filing moved
Weld Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $108.8M (2025Q4) to $110.9M (2026Q1).
- Net-worth ratio shifted +0.02 pp (10.97% → 10.99%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.99% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 13.1 pts
Call Report ratios for Weld Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.99% | -1.12 pp |
| Delinquency Rate | 0.13% | -0.76 pp |
| Return on Assets | 1.09% | +0.47 pp |
| Member Growth | -2.86% | - |
| Loan-to-Share Ratio | 62.98% | -9.22 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Weld Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $110.9M | - |
| 2025Q4 | $108.8M | 7,176 |
| 2024Q4 | $107.9M | 7,387 |
| 2023Q4 | $108.2M | 7,411 |
Credit Union Details
- Charter Number
- 63122
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Greeley
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Weld Community, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Weld Community Credit Union (Main Office) | Greeley, CO |
| Member Driven Technologies- Data Center | Great Falls, MT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Weld Community, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($108.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Weld Community ranks #1,676 of 4,374 nationally on financial health and #25 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Metrum Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Metrum Community
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Weld Community financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - Weld Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,676 of 4,374; by total assets it ranks #1,755 of 4,374 nationally (same basis as /rankings/largest); and #37 of 66 within Colorado. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.99% net worth ratio and 0.13% delinquency rate are the key drivers.
How does Weld Community compare to other credit unions?
Weld Community scores 87/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Weld Community?
Membership eligibility for Weld Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Weld Community directly for current membership requirements and application steps.
Is my money safe at Weld Community?
Federal credit unions like Weld Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Weld Community's net worth ratio of 10.99% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Weld Community offer compared to banks?
Credit unions like Weld Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Weld Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.