State credit union · Atlanta, Georgia · NCUA charter #67383
Credit Union of Atlanta
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $79.7M
- Total assets
- 14,241
- Members
- 14.1%
- Net-worth ratio
Credit Union of Atlanta scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $79.7M; members 14,241; net-worth ratio 14.12%; health rank #3,074 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,074 of 4,374 health · 2025Q4Credit Union of Atlanta · health 77/100 · $79.7M · 2025Q4
Call Report peers
Credit Union of Atlanta in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Atlanta vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of Atlanta sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of Atlanta: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 70.06% vs peer 62.60% (+7.46 pp).
- Widest shortfall vs peers is Delinquency Rate: +1.31 pp (2.27% vs 0.96%).
Georgia standing for Credit Union of Atlanta
- In Georgia, health place is #52 of 74 on the same NCUA-ratio sort used nationally.
- Assets rank #33 of 74 inside Georgia ($79.7M reported).
- Membership ranks #24 of 74 among Georgia CUs with a reported count (14,241 members).
- One place up in Georgia, F a B Church (#51) ties at 77/100; one place down, EXCEL (#53) ties at 77/100.
Credit Union of Atlanta: 2025Q4 → 2026Q1
Credit Union of Atlanta: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $79.7M (2025Q4) to $79.4M (2026Q1).
- Net-worth ratio shifted -0.11 pp (14.23% → 14.12%).
14.12% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
Credit Union of Atlanta gives up 23 points in total. Delinquency Rate costs the most, 14.2 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.8 pts
- Return on Assets 12.1 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 15.0 pts
Credit Union of Atlanta vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.12% | +0.50 pp |
| Delinquency Rate | 2.27% | +1.31 pp |
| Return on Assets | 0.31% | -0.35 pp |
| Member Growth | 0.06% | - |
| Loan-to-Share Ratio | 70.06% | +7.46 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Credit Union of Atlanta filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $79.4M | - |
| 2025Q4 | $79.7M | 14,241 |
| 2024Q4 | $78.6M | 14,233 |
| 2023Q4 | $80.1M | 14,129 |
Credit Union Details
- Charter Number
- 67383
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Georgia
- City
- Atlanta
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Credit Union of Atlanta runs one office.
| Office | City |
|---|---|
| Credit Union of Atlanta (Main Office) | Atlanta, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Credit Union of Atlanta ranks #3,074 of 4,374 nationally on financial health and #52 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALTAMAHA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALTAMAHA
Frequently Asked Questions
Is Credit Union of Atlanta financially healthy?
Credit Union of Atlanta has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,074 of 4,374 nationally on health and #52 of 74 in Georgia. Its net worth ratio is 14.12% and its delinquency rate 2.27%.
How does Credit Union of Atlanta compare to other credit unions?
Credit Union of Atlanta scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (70.06% vs 62.60%). Its widest shortfall is delinquency rate (2.27% vs 0.96%).
How can I join Credit Union of Atlanta?
Membership eligibility for Credit Union of Atlanta depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Atlanta directly for current membership requirements and application steps.
Is my money safe at Credit Union of Atlanta?
Credit Union of Atlanta is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Atlanta's net worth ratio of 14.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.