State credit union · Atlanta, Georgia · NCUA charter #67383
Credit Union of Atlanta
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $79.7M
- Total assets
- 14,241
- Members
- 14.1%
- Net-worth ratio
Credit Union of Atlanta scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $79.7M; members 14,241; net-worth ratio 14.12%; health rank #3,074 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,074 of 4,374 health · 2025Q4Credit Union of Atlanta · health 77/100 · $79.7M · 2025Q4
- RANK 77/100
- PHOTO 14.1%
- BOOK 2.27%
- CHARTER 0.31%
- NCUSIF $79.7M
- CAMELS 14,241
- HEALTH #3,074/4,374
- NW KAHULUI
- DELQ 67383
Call Report peers
Credit Union of Atlanta in the assets neighbourhood
Credit Union of Atlanta's $79.7M assets sit next to KAHULUI ($79.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Atlanta vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of Atlanta - Share Insurance Coverage
Charter #67383's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Credit Union of Atlanta: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 70.06% vs peer 62.60% (+7.46 pp).
- Widest shortfall vs peers is Delinquency Rate: +1.31 pp (2.27% vs 0.96%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Georgia standing for Credit Union of Atlanta
- In Georgia, health place is #52 of 74 on the same NCUA-ratio sort used nationally.
- Assets rank #33 of 74 inside Georgia ($79.7M reported).
- Membership ranks #24 of 74 among Georgia CUs with a reported count (14,241 members).
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Credit Union of Atlanta: 2025Q4 → 2026Q1
Credit Union of Atlanta: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.3% from $79.7M (2025Q4) to $79.4M (2026Q1).
- Net-worth ratio shifted -0.11 pp (14.23% → 14.12%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.12% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.8 pts
- Return on Assets 12.1 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 15.0 pts
Credit Union of Atlanta vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.12% | +0.50 pp |
| Delinquency Rate | 2.27% | +1.31 pp |
| Return on Assets | 0.31% | -0.35 pp |
| Member Growth | 0.06% | - |
| Loan-to-Share Ratio | 70.06% | +7.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Credit Union of Atlanta filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $79.4M | - |
| 2025Q4 | $79.7M | 14,241 |
| 2024Q4 | $78.6M | 14,233 |
| 2023Q4 | $80.1M | 14,129 |
Credit Union Details
- Charter Number
- 67383
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Georgia
- City
- Atlanta
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Credit Union of Atlanta runs one office.
| Office | City |
|---|---|
| Credit Union of Atlanta (Main Office) | Atlanta, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Credit Union of Atlanta - kept outside Georgia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($79.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- Credit Union of Atlanta ranks #3,074 of 4,374 nationally on financial health and #52 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALTAMAHA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALTAMAHA
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Credit Union of Atlanta financially healthy?
Credit Union of Atlanta scores 77/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,074 of 4,374; by total assets it ranks #2,020 of 4,374 nationally (same basis as /rankings/largest); and #33 of 74 within Georgia. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 14.12% net worth ratio and a 2.27% delinquency rate.
How does Credit Union of Atlanta compare to other credit unions?
PlainCU's health composite puts Credit Union of Atlanta at 77/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Credit Union of Atlanta?
Membership eligibility for Credit Union of Atlanta depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Atlanta directly for current membership requirements and application steps.
Is my money safe at Credit Union of Atlanta?
Federal credit unions like Credit Union of Atlanta are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Atlanta's net worth ratio of 14.12% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Credit Union of Atlanta offer compared to banks?
Credit unions like Credit Union of Atlanta are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union of Atlanta directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.