State credit union · LAKEWOOD, Colorado · NCUA charter #64342
Credit Union of Denver
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.19B
- Total assets
- 74,924
- Members
- 12.3%
- Net-worth ratio
Credit Union of Denver scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.19B; members 74,924; net-worth ratio 12.32%; health rank #938 of 4,374; healthier than 77th of scored peers.
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#938 of 4,374 health · 2025Q4Credit Union of Denver · health 91/100 · $1.19B · 2025Q4
Call Report peers
Credit Union of Denver in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Denver vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of Denver sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Credit Union of Denver
- Largest favorable gap: Net Worth Ratio at 12.32% vs peer 11.18% (+1.14 pp).
- Loan-to-Share Ratio trails the peer set - 71.56% here, 83.90% peer average (-12.34 pp).
Credit Union of Denver in Colorado
- Colorado health ordinal: #17 of 66.
- By total assets, Credit Union of Denver is #8 of 66 in Colorado.
- Member book place in Colorado: #8 of 66.
- One place up in Colorado, NUVISTA (#16) ties at 91/100; one place down, San Juan Mountains (#18) ties at 91/100.
Credit Union of Denver: 2025Q4 → 2026Q1
Credit Union of Denver: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $1.19B (2025Q4) to $1.19B (2026Q1).
- Net-worth ratio shifted +0.07 pp (12.25% → 12.32%).
12.32% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Credit Union of Denver gives up 9 points in total. Return on Assets costs the most, 5.7 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 9.3 pts
- Member Growth 13.3 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.32% | +1.14 pp |
| Delinquency Rate | 0.71% | -0.17 pp |
| Return on Assets | 0.12% | -0.39 pp |
| Member Growth | 3.58% | - |
| Loan-to-Share Ratio | 71.56% | -12.34 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Credit Union of Denver
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.19B | - |
| 2025Q4 | $1.19B | 74,924 |
| 2024Q4 | $1.17B | 72,333 |
| 2023Q4 | $1.45B | 70,853 |
Credit Union Details
- Charter Number
- 64342
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Colorado
- City
- LAKEWOOD
- Data Quarter
- 2025Q4
Branch Locations (2)
Credit Union of Denver operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ALAMEDA (Main Office) | LAKEWOOD, CO |
| TIVOLI | DENVER, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Credit Union of Denver ranks #938 of 4,374 nationally on financial health and #17 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Air Academy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Air Academy
Frequently Asked Questions
Is Credit Union of Denver financially healthy?
Credit Union of Denver has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #938 of 4,374 nationally on health and #17 of 66 in Colorado. Its net worth ratio is 12.32% and its delinquency rate 0.71%.
How does Credit Union of Denver compare to other credit unions?
Credit Union of Denver scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.32% vs 11.18%). Its widest shortfall is loan-to-share ratio (71.56% vs 83.90%).
How can I join Credit Union of Denver?
Membership eligibility for Credit Union of Denver depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Denver directly for current membership requirements and application steps.
Is my money safe at Credit Union of Denver?
Credit Union of Denver is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Denver's net worth ratio of 12.32% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.