State credit union · LAKEWOOD, Colorado · NCUA charter #64342
Credit Union of Denver
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.19B
- Total assets
- 74,924
- Members
- 12.3%
- Net-worth ratio
Credit Union of Denver scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.19B; members 74,924; net-worth ratio 12.32%; health rank #938 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#938 of 4,374 health · 2025Q4Credit Union of Denver · health 91/100 · $1.19B · 2025Q4
- NW 91/100
- DELQ 12.3%
- ROA 0.71%
- ASSETS 0.12%
- MEM $1.19B
- RANK 74,924
- PHOTO #938/4,374
- BOOK DIAMOND
- CHARTER 64342
Call Report peers
Credit Union of Denver in the assets neighbourhood
Credit Union of Denver's $1.19B assets sit next to DIAMOND ($1.18B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Denver vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of Denver - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #64342. See our deposit-insurance coverage note.
Peer-gap read for Credit Union of Denver
- Largest favorable gap: Net Worth Ratio at 12.32% vs peer 11.18% (+1.14 pp).
- Loan-to-Share Ratio trails the peer set - 71.56% here, 83.90% peer average (-12.34 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Credit Union of Denver in Colorado
- Colorado health ordinal: #17 of 66.
- By total assets, Credit Union of Denver is #8 of 66 in Colorado.
- Member book place in Colorado: #8 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Credit Union of Denver: 2025Q4 → 2026Q1
Credit Union of Denver: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.6% from $1.19B (2025Q4) to $1.19B (2026Q1).
- Net-worth ratio shifted +0.07 pp (12.25% → 12.32%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.32% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 9.3 pts
- Member Growth 13.3 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.32% | +1.14 pp |
| Delinquency Rate | 0.71% | -0.17 pp |
| Return on Assets | 0.12% | -0.39 pp |
| Member Growth | 3.58% | - |
| Loan-to-Share Ratio | 71.56% | -12.34 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - Credit Union of Denver
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.19B | - |
| 2025Q4 | $1.19B | 74,924 |
| 2024Q4 | $1.17B | 72,333 |
| 2023Q4 | $1.45B | 70,853 |
Credit Union Details
- Charter Number
- 64342
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Colorado
- City
- LAKEWOOD
- Data Quarter
- 2025Q4
Branch Locations (2)
Credit Union of Denver operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ALAMEDA (Main Office) | LAKEWOOD, CO |
| TIVOLI | DENVER, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Credit Union of Denver's nationwide photo peers by assets and by health score, excluding Colorado charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.19B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Credit Union of Denver ranks #938 of 4,374 nationally on financial health and #17 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Air Academy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Air Academy
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Credit Union of Denver financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Credit Union of Denver carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #938 of 4,374; by total assets it ranks #405 of 4,374 nationally (same basis as /rankings/largest); and #8 of 66 within Colorado. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.32% net worth ratio and a 0.71% delinquency rate.
How does Credit Union of Denver compare to other credit unions?
PlainCU's health composite puts Credit Union of Denver at 91/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Credit Union of Denver?
Membership eligibility for Credit Union of Denver depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Denver directly for current membership requirements and application steps.
Is my money safe at Credit Union of Denver?
Federal credit unions like Credit Union of Denver are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Denver's net worth ratio of 12.32% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Credit Union of Denver offer compared to banks?
Credit unions like Credit Union of Denver are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union of Denver directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.