State credit union · DULUTH, Minnesota · NCUA charter #64359
Duluth Police Department Employees
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $7.8M
- Total assets
- 692
- Members
- 22.1%
- Net-worth ratio
Duluth Police Department Employees scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.8M; members 692; net-worth ratio 22.09%; health rank #874 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#874 of 4,374 health · 2025Q4Duluth Police Department · health 91/100 · $7.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Duluth Police Department Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Duluth Police Department Employees sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Duluth Police Department Employees vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +8.25 pp (71.85% vs 63.60%).
Duluth Police Department Employees in Minnesota
- Minnesota health ordinal: #24 of 82.
- Assets rank #71 of 82 inside Minnesota ($7.8M reported).
- Membership ranks #74 of 82 among Minnesota CUs with a reported count (692 members).
- One place up in Minnesota, Building Trades (#23) scores 92/100, 1 point higher; one place down, Austin City Employees (#25) ties at 91/100.
Quarter path for Duluth Police Department Employees
Duluth Police Department Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $7.8M (2025Q4) to $8.0M (2026Q1).
- Net-worth ratio shifted -0.09 pp (22.18% → 22.09%).
This credit union's 22.09% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Duluth Police Department Employees gives up 9 points in total. Member Growth costs the most, 8.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 14.8 pts
Duluth Police Department health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.09% | +3.03 pp |
| Delinquency Rate | 0.02% | -1.79 pp |
| Return on Assets | 0.69% | +0.24 pp |
| Member Growth | -1.56% | - |
| Loan-to-Share Ratio | 71.85% | +8.25 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Duluth Police Department Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.0M | - |
| 2025Q4 | $7.8M | 692 |
| 2024Q4 | $7.9M | 703 |
| 2023Q4 | $9.0M | 709 |
Credit Union Details
- Charter Number
- 64359
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Minnesota
- City
- DULUTH
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Duluth Police Department Employees.
| Office | City |
|---|---|
| Duluth Police Department Employees Credit Union (Main Office) | Duluth, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
Cross-state Call Report peers for Duluth Police Department
Using this data
- Duluth Police Department Employees ranks #874 of 4,374 nationally on financial health and #24 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RIVERVIEW is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RIVERVIEW
Frequently Asked Questions
Is Duluth Police Department Employees financially healthy?
Duluth Police Department Employees has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #874 of 4,374 nationally on health and #24 of 82 in Minnesota. Its net worth ratio is 22.09% and its delinquency rate 0.02%.
How does Duluth Police Department Employees compare to other credit unions?
Duluth Police Department Employees scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (71.85% vs 63.60%).
How can I join Duluth Police Department Employees?
Membership eligibility for Duluth Police Department Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Duluth Police Department Employees directly for current membership requirements and application steps.
Is my money safe at Duluth Police Department Employees?
Duluth Police Department Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Duluth Police Department Employees's net worth ratio of 22.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.