State credit union · Arvada, Colorado · NCUA charter #62903

Partner Colorado

Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

94
Health / 100
$639.0M
Total assets
34,667
Members
9.4%
Net-worth ratio
A Letter grade on the five-factor composite

Partner Colorado scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $639.0M; members 34,667; net-worth ratio 9.38%; health rank #549 of 4,374; healthier than 87th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#549 of 4,374 health · 2025Q4

Partner Colorado · health 94/100 · $639.0M · 2025Q4

  • NCUSIF 94/100
  • CAMELS 9.4%
  • HEALTH 0.47%
  • NW 0.26%
  • DELQ $639.0M
  • ROA 34,667
  • ASSETS #549/4,374
  • MEM SECURITY
  • RANK 62903

Partner Colorado in the assets neighbourhood

Copper State$644.8MPartner Colorado (this)$639.0MSECURITY$638.0MFirst Peoples Community$637.0MHEARTLAND$635.9MALTANA$633.9M
Nearest other-state credit unions by total assets (NCUA 5300)

Partner Colorado's $639.0M assets sit next to SECURITY ($638.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Partner Colorado vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

94 Top 13% higher than 87% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Partner Colorado - Share Insurance Coverage

The 2025Q4 NCUA Call Report puts charter #62903 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.

NCUSIF coverage gauge for Partner Colorado Share insurance under NCUSIF covers up to $250,000 per share owner. Partner Colorado holds approximately $525.6M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 9.4 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 9.4% · $525.6M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Partner Colorado: Call Report deltas vs peers

  • Delinquency Rate leads the peer set - 0.47% here, 0.87% peer average (-0.40 pp).
  • Widest shortfall vs peers is Loan-to-Share Ratio: -1.97 pp (81.93% vs 83.90%).

Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Partner Colorado: in-state Call Report ranks

  • Health composite ranks #5 of 66 among scored Colorado credit unions.
  • By total assets, Partner Colorado is #11 of 66 in Colorado.
  • Membership ranks #11 of 66 among Colorado CUs with a reported count (34,667 members).

In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Partner Colorado Call Report trajectory

Partner Colorado: total assets by quarter

4 Call Report filings on this page's own vintage chain

620,000,000625,000,000630,000,000635,000,000640,000,000645,000,000 2023Q42024Q42025Q42026Q1 633,689,659 639,782,320 ▲ +1.0%
  • Assets moved +0.1% from $639.0M (2025Q4) to $639.8M (2026Q1).
  • Net-worth ratio shifted +0.11 pp (9.27% → 9.38%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 62.5%

9.38% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 94/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 94.

  • Net Worth Ratio 28.5 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 11.3 pts
  • Member Growth 13.9 pts
  • Loan-to-Share Ratio 15.3 pts

Partner Colorado vs peer ratios

Metric Value vs peer
Net Worth Ratio 9.38% -1.80 pp
Delinquency Rate 0.47% -0.40 pp
Return on Assets 0.26% -0.25 pp
Member Growth 4.05% -
Loan-to-Share Ratio 81.93% -1.97 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).

Call Report history - Partner Colorado

Quarter Assets Members
2026Q1 $639.8M -
2025Q4 $639.0M 34,667
2024Q4 $623.2M 33,318
2023Q4 $633.7M 34,970

Credit Union Details

Charter Number
62903
Type
State
Field of Membership
Other
Peer Group
Over $500M
State
Colorado
City
Arvada
Data Quarter
2025Q4

Branch Locations (5)

Partner Colorado operates 5 offices across 4 cities, per its most recent NCUA branch filing.

Office City
Partner Colorado CU Headquarters (Main Office) Arvada, CO
Partner Colorado CU - Arvada Branch Arvada, CO
Partner Colorado CU - Aurora Branch Aurora, CO
Partner Colorado CU - Denver Water Branch Denver, CO
Partner Colorado CU - Littleton Littleton, CO

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Colorado

Other federally-insured credit unions in Colorado, closest first by peer group and asset size.

Compare Partner Colorado vs SOOPER CU DBA CLIMB CU

Cross-state Call Report peers for Partner Colorado

Partner Colorado's nationwide photo peers by assets and by health score, excluding Colorado charters.

Similar health score

Nearest other-state credit unions by five-factor health composite (94/100 here).

Using this data

  • Partner Colorado ranks #549 of 4,374 nationally on financial health and #5 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Sooper Cu Dba Climb Cu is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sooper Cu Dba Climb Cu
  • Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Partner Colorado financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, Partner Colorado carries a financial health score of 94/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #549 of 4,374; by total assets it ranks #655 of 4,374 nationally (same basis as /rankings/largest); and #11 of 66 within Colorado. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.38% net worth ratio and a 0.47% delinquency rate.

How does Partner Colorado compare to other credit unions?

On PlainCU's health composite, Partner Colorado lands at 94/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Partner Colorado?

Membership eligibility for Partner Colorado depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Partner Colorado directly for current membership requirements and application steps.

Is my money safe at Partner Colorado?

Federal credit unions like Partner Colorado are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Partner Colorado's net worth ratio of 9.38% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Partner Colorado offer compared to banks?

Credit unions like Partner Colorado are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Partner Colorado directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Partner Colorado. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.