Federal credit union · Denver, Colorado · NCUA charter #24854
Credit Union of Colorado, a
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $2.63B
- Total assets
- 168,239
- Members
- 10.1%
- Net-worth ratio
Credit Union of Colorado, a scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.63B; members 168,239; net-worth ratio 10.14%; health rank #2,157 of 4,374; healthier than 50th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,157 of 4,374 health · 2025Q4Credit Union of Colorado, a · health 84/100 · $2.63B · 2025Q4
- CHARTER 84/100
- NCUSIF 10.1%
- CAMELS 0.75%
- HEALTH 0.96%
- NW $2.63B
- DELQ 168,239
- ROA #2,157/4,374
- ASSETS FLORIDA
- MEM 24854
Call Report peers
Credit Union of Colorado, a in the assets neighbourhood
Credit Union of Colorado, a's $2.63B assets sit next to FLORIDA ($2.64B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Colorado, a vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of Colorado, a - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24854: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Credit Union of Colorado, a vs Over $500M peers
- Largest favorable gap: Return on Assets at 0.96% vs peer 0.51% (+0.45 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.46 pp (75.44% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for Credit Union of Colorado, a
- Colorado health ordinal: #32 of 66.
- Colorado assets place: #6 of 66.
- Colorado membership ordinal: #6 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Credit Union of Colorado, a's 5300 filing moved
Credit Union of Colorado, a: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $2.63B (2025Q4) to $2.66B (2026Q1).
- Net-worth ratio shifted -0.03 pp (10.17% → 10.14%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.14% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 1.3 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.14% | -1.04 pp |
| Delinquency Rate | 0.75% | -0.13 pp |
| Return on Assets | 0.96% | +0.45 pp |
| Member Growth | -4.27% | - |
| Loan-to-Share Ratio | 75.44% | -8.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Credit Union of Colorado, a quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.66B | - |
| 2025Q4 | $2.63B | 168,239 |
| 2024Q4 | $2.50B | 175,742 |
| 2023Q4 | $2.84B | 168,332 |
Credit Union Details
- Charter Number
- 24854
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Colorado
- City
- Denver
- Data Quarter
- 2025Q4
Branch Locations (19)
Per its most recent NCUA branch filing, Credit Union of Colorado, a runs 19 offices in 16 different cities.
| Office | City |
|---|---|
| Central Park (Main Office) | Denver, CO |
| Arvada Office | Arvada, CO |
| Aurora Office | Aurora, CO |
| Broomfield Office | Broomfield, CO |
| Canon City Office | Canon City, CO |
| Colorado Springs Office | Colorado Springs, CO |
| Denver | Denver, CO |
| Bear Valley Office | Denver, CO |
| Southeast Denver Branch | Denver, CO |
| Durango Branch | Durango, CO |
| Fort Collins Branch | Fort Collins, CO |
| Golden Office | Golden, CO |
| Grand Junction Branch | Grand Junction, CO |
| Greeley Branch | Greeley, CO |
| Highlands Ranch Office | Highlands Ranch, CO |
| Lakewood Branch | Lakewood, CO |
| Parker Branch | Parker, CO |
| Pueblo Branch | Pueblo, CO |
| Thornton Branch | Thornton, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for Credit Union of Colorado, a
Credit Union of Colorado, a's nationwide photo peers by assets and by health score, excluding Colorado charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($2.63B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Credit Union of Colorado, a ranks #2,157 of 4,374 nationally on financial health and #32 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WESTERRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WESTERRA
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Credit Union of Colorado, a financially healthy?
A 10.14% net worth ratio and a 0.75% delinquency rate feed into Credit Union of Colorado, a's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,157 of 4,374; by total assets it ranks #197 of 4,374 nationally (same basis as /rankings/largest); and #6 of 66 within Colorado. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Credit Union of Colorado, a compare to other credit unions?
PlainCU's health composite puts Credit Union of Colorado, a at 84/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Credit Union of Colorado, a?
Credit Union of Colorado, a serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Credit Union of Colorado, a directly for the current list of qualifying groups.
Is my money safe at Credit Union of Colorado, a?
Federal credit unions like Credit Union of Colorado, a are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Colorado, a's net worth ratio of 10.14% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Credit Union of Colorado, a offer compared to banks?
Credit unions like Credit Union of Colorado, a are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union of Colorado, a directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.