State credit union · Sabattus, Maine · NCUA charter #64062
Sabattus Regional
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $84.8M
- Total assets
- 4,672
- Members
- 10.0%
- Net-worth ratio
Sabattus Regional scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $84.8M; members 4,672; net-worth ratio 10.01%; health rank #987 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#987 of 4,374 health · 2025Q4Sabattus Regional · health 91/100 · $84.8M · 2025Q4
- NW 91/100
- DELQ 10.0%
- ROA 0.63%
- ASSETS 0.69%
- MEM $84.8M
- RANK 4,672
- PHOTO #987/4,374
- BOOK South Central
- CHARTER 64062
Call Report peers
Sabattus Regional in the assets neighbourhood
Sabattus Regional's $84.8M assets sit next to South Central ($84.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sabattus Regional vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Sabattus Regional - Share Insurance Coverage
Charter #64062's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Sabattus Regional: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.63% vs peer 0.96% (-0.34 pp).
- Largest lag: Loan-to-Share Ratio at 46.63% vs peer 62.60% (-15.97 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Sabattus Regional sits in Maine
- In Maine, health place is #18 of 48 on the same NCUA-ratio sort used nationally.
- By total assets, Sabattus Regional is #42 of 48 in Maine.
- Maine membership ordinal: #42 of 48.
In-state ordinals use the live credit_unions table for ME only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Sabattus Regional: 2025Q4 → 2026Q1
Sabattus Regional: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $84.8M (2025Q4) to $85.8M (2026Q1).
- Net-worth ratio shifted +0.08 pp (9.93% → 10.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 10.4 pts
Sabattus Regional vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.01% | -3.61 pp |
| Delinquency Rate | 0.63% | -0.34 pp |
| Return on Assets | 0.69% | +0.03 pp |
| Member Growth | 2.43% | - |
| Loan-to-Share Ratio | 46.63% | -15.97 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Sabattus Regional filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $85.8M | - |
| 2025Q4 | $84.8M | 4,672 |
| 2024Q4 | $79.5M | 4,561 |
| 2023Q4 | $73.8M | 4,567 |
Credit Union Details
- Charter Number
- 64062
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Maine
- City
- Sabattus
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Sabattus Regional runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Sabattus, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
Other federally-insured credit unions in Maine, closest first by peer group and asset size.
Other-state peers near Sabattus Regional
Sabattus Regional's nationwide photo peers by assets and by health score, excluding Maine charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($84.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Sabattus Regional ranks #987 of 4,374 nationally on financial health and #18 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Coast Line is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Coast Line
- Rates and health both vary by institution, not just by state -- see how Maine credit unions compare overall before assuming this one is typical. Maine state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Sabattus Regional financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Sabattus Regional carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #987 of 4,374; by total assets it ranks #1,969 of 4,374 nationally (same basis as /rankings/largest); and #42 of 48 within Maine. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.01% net worth ratio and a 0.63% delinquency rate.
How does Sabattus Regional compare to other credit unions?
PlainCU's health composite puts Sabattus Regional at 91/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Sabattus Regional?
Membership eligibility for Sabattus Regional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sabattus Regional directly for current membership requirements and application steps.
Is my money safe at Sabattus Regional?
Federal credit unions like Sabattus Regional are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sabattus Regional's net worth ratio of 10.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Sabattus Regional offer compared to banks?
Credit unions like Sabattus Regional are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Sabattus Regional directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.