State credit union · ARVADA, Colorado · NCUA charter #62776
Sooper Cu Dba Climb Cu
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $694.8M
- Total assets
- 41,071
- Members
- 12.0%
- Net-worth ratio
Sooper Cu Dba Climb Cu scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $694.8M; members 41,071; net-worth ratio 11.98%; health rank #2,440 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,440 of 4,374 health · 2025Q4Sooper Cu Dba Climb Cu · health 82/100 · $694.8M · 2025Q4
- ROA 82/100
- ASSETS 12.0%
- MEM 1.64%
- RANK 0.73%
- PHOTO $694.8M
- BOOK 41,071
- CHARTER #2,440/4,374
- NCUSIF CONSOLIDATED
- CAMELS 62776
Call Report peers
Sooper Cu Dba Climb Cu in the assets neighbourhood
Sooper Cu Dba Climb Cu's $694.8M assets sit next to CONSOLIDATED ($693.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sooper Cu Dba Climb Cu vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Sooper Cu Dba Climb Cu - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #62776 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Sooper Cu Dba Climb Cu vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 101.95% vs peer 83.90% (+18.05 pp).
- Delinquency Rate trails the peer set - 1.64% here, 0.87% peer average (+0.76 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for Sooper Cu Dba Climb Cu
- In Colorado, health place is #35 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #10 of 66 inside Colorado ($694.8M reported).
- Member book place in Colorado: #10 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Sooper Cu Dba Climb Cu
Sooper Cu Dba Climb Cu: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +13.3% from $694.8M (2025Q4) to $787.1M (2026Q1).
- Net-worth ratio shifted +0.84 pp (11.14% → 11.98%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.98% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.2 pts
- Return on Assets 15.0 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 10.1 pts
Sooper Cu Dba Climb Cu health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.98% | +0.80 pp |
| Delinquency Rate | 1.64% | +0.76 pp |
| Return on Assets | 0.73% | +0.22 pp |
| Member Growth | 2.24% | - |
| Loan-to-Share Ratio | 101.95% | +18.05 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Sooper Cu Dba Climb Cu filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $787.1M | - |
| 2025Q4 | $694.8M | 41,071 |
| 2024Q4 | $659.0M | 40,170 |
| 2023Q4 | $664.9M | 37,990 |
Credit Union Details
- Charter Number
- 62776
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Colorado
- City
- ARVADA
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Sooper Cu Dba Climb Cu runs 8 offices in 7 different cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Arvada, CO |
| Arvada Branch | Arvada, CO |
| Aurora Branch | Aurora, CO |
| Colorado Springs Branch | Colorado Springs, CO |
| Commerce City Branch | Commerce City, CO |
| Grand Junction Branch | Grand Junction, CO |
| Lakewood Branch | Lakewood, CO |
| WheatRidge Branch | Wheat Ridge, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for Sooper Cu Dba Climb Cu
Cross-state asset and health neighbours for Sooper Cu Dba Climb Cu - kept outside Colorado; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($694.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Sooper Cu Dba Climb Cu ranks #2,440 of 4,374 nationally on financial health and #35 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Partner Colorado is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Partner Colorado
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Sooper Cu Dba Climb Cu financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Sooper Cu Dba Climb Cu carries a financial health score of 82/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,440 of 4,374; by total assets it ranks #621 of 4,374 nationally (same basis as /rankings/largest); and #10 of 66 within Colorado. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 11.98% net worth ratio and a 1.64% delinquency rate.
How does Sooper Cu Dba Climb Cu compare to other credit unions?
PlainCU's health composite puts Sooper Cu Dba Climb Cu at 82/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Sooper Cu Dba Climb Cu?
Membership eligibility for Sooper Cu Dba Climb Cu depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sooper Cu Dba Climb Cu directly for current membership requirements and application steps.
Is my money safe at Sooper Cu Dba Climb Cu?
Federal credit unions like Sooper Cu Dba Climb Cu are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sooper Cu Dba Climb Cu's net worth ratio of 11.98% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Sooper Cu Dba Climb Cu offer compared to banks?
Credit unions like Sooper Cu Dba Climb Cu are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Sooper Cu Dba Climb Cu directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.