Federal credit union · Marietta, Georgia · NCUA charter #13704
Faith Connection
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $32.2M
- Total assets
- 2,873
- Members
- 10.3%
- Net-worth ratio
Faith Connection scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.2M; members 2,873; net-worth ratio 10.25%; health rank #2,312 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,312 of 4,374 health · 2025Q4Faith Connection · health 83/100 · $32.2M · 2025Q4
- CAMELS 83/100
- HEALTH 10.3%
- NW 0.64%
- DELQ 0.13%
- ROA $32.2M
- ASSETS 2,873
- MEM #2,312/4,374
- RANK New Castle County Delaware Em
- PHOTO 13704
Call Report peers
Faith Connection in the assets neighbourhood
Faith Connection's $32.2M assets sit next to New Castle County Delaware Em ($32.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Faith Connection vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Faith Connection - Share Insurance Coverage
Charter #13704's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Faith Connection: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 66.78% vs peer 59.80% (+6.98 pp).
- Largest lag: Net Worth Ratio at 10.25% vs peer 14.86% (-4.61 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Georgia standing for Faith Connection
- Georgia health ordinal: #36 of 74.
- By total assets, Faith Connection is #40 of 74 in Georgia.
- Georgia membership ordinal: #42 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Faith Connection's 5300 filing moved
Faith Connection: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.8% from $32.2M (2025Q4) to $32.7M (2026Q1).
- Net-worth ratio shifted -0.26 pp (10.51% → 10.25%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.25% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.6 pts
- Return on Assets 9.5 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 14.1 pts
Faith Connection vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.25% | -4.61 pp |
| Delinquency Rate | 0.64% | -0.50 pp |
| Return on Assets | 0.13% | -0.57 pp |
| Member Growth | -1.78% | - |
| Loan-to-Share Ratio | 66.78% | +6.98 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.7M | - |
| 2025Q4 | $32.2M | 2,873 |
| 2024Q4 | $33.3M | 2,925 |
| 2023Q4 | $33.8M | 3,051 |
Credit Union Details
- Charter Number
- 13704
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Georgia
- City
- Marietta
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Faith Connection, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Marietta Office (Main Office) | Marietta, GA |
| Florida Office | Lakeland, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Faith Connection, both outside Georgia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($32.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- Faith Connection ranks #2,312 of 4,374 nationally on financial health and #36 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southern Pine is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southern Pine
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Faith Connection financially healthy?
Faith Connection scores 83/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,312 of 4,374; by total assets it ranks #2,797 of 4,374 nationally (same basis as /rankings/largest); and #40 of 74 within Georgia. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.25% net worth ratio and a 0.64% delinquency rate.
How does Faith Connection compare to other credit unions?
83/100 is Faith Connection's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Faith Connection?
Faith Connection operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Faith Connection directly for the exact boundaries and application steps.
Is my money safe at Faith Connection?
Federal credit unions like Faith Connection are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Faith Connection's net worth ratio of 10.25% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Faith Connection offer compared to banks?
Credit unions like Faith Connection are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Faith Connection directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.