State credit union · Savannah, Georgia · NCUA charter #67364
Savannah Postal
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $23.3M
- Total assets
- 2,020
- Members
- 14.9%
- Net-worth ratio
Savannah Postal scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.3M; members 2,020; net-worth ratio 14.89%; health rank #3,756 of 4,374; healthier than 13th of scored peers.
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NCUA 5300 Call Report Masthead
#3,756 of 4,374 health · 2025Q4Savannah Postal · health 67/100 · $23.3M · 2025Q4
Call Report peers
Savannah Postal in the assets neighbourhood
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Savannah Postal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Savannah Postal sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Savannah Postal diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 67.55% vs peer 59.80% (+7.75 pp).
- Widest shortfall vs peers is Delinquency Rate: +2.73 pp (3.88% vs 1.15%).
Savannah Postal in Georgia
- In Georgia, health place is #67 of 74 on the same NCUA-ratio sort used nationally.
- By total assets, Savannah Postal is #44 of 74 in Georgia.
- Georgia membership ordinal: #48 of 74.
- One place up in Georgia, Georgia's Own (#66) scores 68/100, 1 point higher; one place down, United Neighborhood (#68) ties at 67/100.
Savannah Postal Call Report trajectory
Savannah Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.1% from $23.3M (2025Q4) to $24.8M (2026Q1).
- Net-worth ratio shifted -0.77 pp (15.66% → 14.89%).
14.89% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
Savannah Postal gives up 33 points in total. Delinquency Rate costs the most, 24.2 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.8 pts
- Return on Assets 15.0 pts
- Member Growth 6.8 pts
- Loan-to-Share Ratio 14.4 pts
Savannah Postal vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.89% | +0.03 pp |
| Delinquency Rate | 3.88% | +2.73 pp |
| Return on Assets | 1.43% | +0.73 pp |
| Member Growth | -1.22% | - |
| Loan-to-Share Ratio | 67.55% | +7.75 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Savannah Postal quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $24.8M | - |
| 2025Q4 | $23.3M | 2,020 |
| 2024Q4 | $24.3M | 2,045 |
| 2023Q4 | $24.8M | 2,076 |
Credit Union Details
- Charter Number
- 67364
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Georgia
- City
- Savannah
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Savannah Postal.
| Office | City |
|---|---|
| Savannah Postal Credit Union (Main Office) | Savannah, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Savannah Postal ranks #3,756 of 4,374 nationally on financial health and #67 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Georgia Power Valdosta is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Georgia Power Valdosta
Frequently Asked Questions
Is Savannah Postal financially healthy?
Savannah Postal has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,756 of 4,374 nationally on health and #67 of 74 in Georgia. Its net worth ratio is 14.89% and its delinquency rate 3.88%.
How does Savannah Postal compare to other credit unions?
Savannah Postal scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (67.55% vs 59.80%). Its widest shortfall is delinquency rate (3.88% vs 1.15%).
How can I join Savannah Postal?
Membership eligibility for Savannah Postal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Savannah Postal directly for current membership requirements and application steps.
Is my money safe at Savannah Postal?
Savannah Postal is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Savannah Postal's net worth ratio of 14.89% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.