Federal credit union · Abilene, Texas · NCUA charter #10706
Communities of Abilene
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $160.0M
- Total assets
- 11,200
- Members
- 10.7%
- Net-worth ratio
Communities of Abilene scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $160.0M; members 11,200; net-worth ratio 10.68%; health rank #820 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#820 of 4,374 health · 2025Q4Communities of Abilene · health 92/100 · $160.0M · 2025Q4
Call Report peers
Communities of Abilene in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Communities of Abilene vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Communities of Abilene sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Communities of Abilene vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.62 pp (0.27% vs 0.89%).
- Largest lag: Loan-to-Share Ratio at 63.80% vs peer 72.20% (-8.40 pp).
Communities of Abilene: in-state Call Report ranks
- Health composite ranks #75 of 386 among scored Texas credit unions.
- Assets rank #118 of 386 inside Texas ($160.0M reported).
- Member book place in Texas: #123 of 386.
- One place up in Texas, First Service (#74) ties at 92/100; one place down, MCT (#76) ties at 92/100.
How Communities of Abilene's 5300 filing moved
Communities of Abilene: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $160.0M (2025Q4) to $161.7M (2026Q1).
- Net-worth ratio shifted -0.04 pp (10.72% → 10.68%).
At 10.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Communities of Abilene gives up 8 points in total. Member Growth costs the most, 5.4 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.8 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.68% | -1.43 pp |
| Delinquency Rate | 0.27% | -0.62 pp |
| Return on Assets | 0.42% | -0.20 pp |
| Member Growth | 0.49% | - |
| Loan-to-Share Ratio | 63.80% | -8.40 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Communities of Abilene quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $161.7M | - |
| 2025Q4 | $160.0M | 11,200 |
| 2024Q4 | $152.8M | 11,145 |
| 2023Q4 | $154.5M | 10,973 |
Credit Union Details
- Charter Number
- 10706
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Texas
- City
- Abilene
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Communities of Abilene runs 2 offices.
| Office | City |
|---|---|
| Main (Main Office) | Abilene, TX |
| Rolling Green | Abilene, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Communities of Abilene nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Communities of Abilene ranks #820 of 4,374 nationally on financial health and #75 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Chocolate Bayou Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Chocolate Bayou Community
Frequently Asked Questions
Is Communities of Abilene financially healthy?
Communities of Abilene has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #820 of 4,374 nationally on health and #75 of 386 in Texas. Its net worth ratio is 10.68% and its delinquency rate 0.27%.
How does Communities of Abilene compare to other credit unions?
Communities of Abilene scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.27% vs 0.89%). Its widest shortfall is loan-to-share ratio (63.80% vs 72.20%).
How can I join Communities of Abilene?
Communities of Abilene operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Communities of Abilene directly for the exact boundaries and application steps.
Is my money safe at Communities of Abilene?
Communities of Abilene is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Communities of Abilene's net worth ratio of 10.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.