Federal credit union · Knoxville, Tennessee · NCUA charter #10676
Knox County Teachers
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $33.9M
- Total assets
- 2,138
- Members
- 15.2%
- Net-worth ratio
Knox County Teachers scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.9M; members 2,138; net-worth ratio 15.16%; health rank #750 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#750 of 4,374 health · 2025Q4Knox County Teachers · health 92/100 · $33.9M · 2025Q4
Call Report peers
Knox County Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Knox County Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Knox County Teachers sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Knox County Teachers diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +12.50 pp (72.30% vs 59.80%).
Knox County Teachers in Tennessee
- Tennessee health ordinal: #27 of 127.
- Assets rank #80 of 127 inside Tennessee ($33.9M reported).
- Membership ranks #83 of 127 among Tennessee CUs with a reported count (2,138 members).
- One place up in Tennessee, Healthcare Services (#26) ties at 92/100; one place down, The West Tennessee (#28) ties at 92/100.
Quarter path for Knox County Teachers
Knox County Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $33.9M (2025Q4) to $34.4M (2026Q1).
- Net-worth ratio shifted +0.12 pp (15.04% → 15.16%).
15.16% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Knox County Teachers gives up 8 points in total. Member Growth costs the most, 8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Knox County Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.16% | +0.30 pp |
| Delinquency Rate | 0.49% | -0.66 pp |
| Return on Assets | 1.77% | +1.07 pp |
| Member Growth | -1.11% | - |
| Loan-to-Share Ratio | 72.30% | +12.50 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.4M | - |
| 2025Q4 | $33.9M | 2,138 |
| 2024Q4 | $33.5M | 2,162 |
| 2023Q4 | $34.5M | 2,191 |
Credit Union Details
- Charter Number
- 10676
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Knoxville
- Data Quarter
- 2025Q4
Branch Locations (2)
Knox County Teachers operates 2 offices in Knoxville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| North Office (Main Office) | Knoxville, TN |
| West Branch | Knoxville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Knox County Teachers ranks #750 of 4,374 nationally on financial health and #27 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Patriot Equity is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Patriot Equity
Frequently Asked Questions
Is Knox County Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Knox County Teachers scores 92/100 (Excellent), with a 15.16% net worth ratio and 0.49% of loans delinquent. It ranks #750 of 4,374 nationally on health and #27 of 127 in Tennessee.
How does Knox County Teachers compare to other credit unions?
Knox County Teachers scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (72.30% vs 59.80%).
How can I join Knox County Teachers?
Knox County Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Knox County Teachers directly for the exact boundaries and application steps.
Is my money safe at Knox County Teachers?
Knox County Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Knox County Teachers's net worth ratio of 15.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.