State credit union · Cudahy, Wisconsin · NCUA charter #66449
Prime Financial
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $159.5M
- Total assets
- 16,147
- Members
- 9.8%
- Net-worth ratio
Prime Financial scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $159.5M; members 16,147; net-worth ratio 9.80%; health rank #2,771 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,771 of 4,374 health · 2025Q4Prime Financial · health 80/100 · $159.5M · 2025Q4
Call Report peers
Prime Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Prime Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Prime Financial sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Prime Financial
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +24.25 pp (96.45% vs 72.20%).
- Largest lag: Net Worth Ratio at 9.80% vs peer 12.11% (-2.31 pp).
Prime Financial in Wisconsin
- In Wisconsin, health place is #84 of 100 on the same NCUA-ratio sort used nationally.
- Wisconsin assets place: #40 of 100.
- Member book place in Wisconsin: #31 of 100.
- One place up in Wisconsin, Fort Community (#83) ties at 80/100; one place down, Superior Municipal Employees (#85) scores 79/100, 1 point lower.
Quarter path for Prime Financial
Prime Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $159.5M (2025Q4) to $162.0M (2026Q1).
- Net-worth ratio shifted -0.04 pp (9.84% → 9.80%).
At 9.80%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Prime Financial gives up 20 points in total. Member Growth costs the most, 9.3 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 17.2 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 12.6 pts
Call Report ratios for Prime Financial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.80% | -2.31 pp |
| Delinquency Rate | 1.38% | +0.48 pp |
| Return on Assets | 0.79% | +0.17 pp |
| Member Growth | -1.81% | - |
| Loan-to-Share Ratio | 96.45% | +24.25 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $162.0M | - |
| 2025Q4 | $159.5M | 16,147 |
| 2024Q4 | $154.1M | 16,445 |
| 2023Q4 | $148.9M | 16,301 |
Credit Union Details
- Charter Number
- 66449
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Cudahy
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Prime Financial runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Prime Financial Credit Union (Main Office) | Cudahy, WI |
| Prime Financial Credit Union | Brown Deer, WI |
| Prime Financial Credit Union | Milwaukee, WI |
| Prime Financial Credit Union | Milwaukee, WI |
| Prime Financial Credit Union | Milwaukee, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near Prime Financial
Similar total assets
Using this data
- Prime Financial ranks #2,771 of 4,374 nationally on financial health and #84 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SENTRY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SENTRY
Frequently Asked Questions
Is Prime Financial financially healthy?
Prime Financial has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,771 of 4,374 nationally on health and #84 of 100 in Wisconsin. Its net worth ratio is 9.80% and its delinquency rate 1.38%.
How does Prime Financial compare to other credit unions?
Prime Financial scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (96.45% vs 72.20%). Its widest shortfall is net worth ratio (9.80% vs 12.11%).
How can I join Prime Financial?
Membership eligibility for Prime Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Prime Financial directly for current membership requirements and application steps.
Is my money safe at Prime Financial?
Prime Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Prime Financial's net worth ratio of 9.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.