Federal credit union · Denver, Colorado · NCUA charter #2847
AFFIDIAN
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $358.4M
- Total assets
- 14,247
- Members
- 18.1%
- Net-worth ratio
AFFIDIAN scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $358.4M; members 14,247; net-worth ratio 18.07%; health rank #731 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#731 of 4,374 health · 2025Q4AFFIDIAN · health 92/100 · $358.4M · 2025Q4
Call Report peers
AFFIDIAN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AFFIDIAN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AFFIDIAN sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
AFFIDIAN: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +8.16 pp (80.36% vs 72.20%).
- Widest shortfall vs peers is Delinquency Rate: +0.04 pp (0.93% vs 0.89%).
AFFIDIAN in Colorado
- Colorado health ordinal: #10 of 66.
- Colorado assets place: #15 of 66.
- Membership ranks #16 of 66 among Colorado CUs with a reported count (14,247 members).
- One place up in Colorado, ENT (#9) scores 93/100, 1 point higher; one place down, STERLING (#11) ties at 92/100.
AFFIDIAN: 2025Q4 → 2026Q1
AFFIDIAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $358.4M (2025Q4) to $362.5M (2026Q1).
- Net-worth ratio shifted -0.13 pp (18.20% → 18.07%).
This credit union's 18.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
AFFIDIAN gives up 8 points in total. Delinquency Rate costs the most, 4.3 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.7 pts
- Return on Assets 15.0 pts
- Member Growth 11.3 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.07% | +5.96 pp |
| Delinquency Rate | 0.93% | +0.04 pp |
| Return on Assets | 1.52% | +0.89 pp |
| Member Growth | 1.95% | - |
| Loan-to-Share Ratio | 80.36% | +8.16 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - AFFIDIAN
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $362.5M | - |
| 2025Q4 | $358.4M | 14,247 |
| 2024Q4 | $338.2M | 13,975 |
| 2023Q4 | $321.9M | 13,706 |
Credit Union Details
- Charter Number
- 2847
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Denver
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for AFFIDIAN, spread across 3 cities.
| Office | City |
|---|---|
| Denver Branch (Main Office) | Denver, CO |
| Aurora Branch | Aurora, CO |
| Lone Tree Branch | Lone Tree, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for AFFIDIAN
Similar total assets
Similar health score
Using this data
- AFFIDIAN ranks #731 of 4,374 nationally on financial health and #10 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Red Rocks is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Red Rocks
Frequently Asked Questions
Is AFFIDIAN financially healthy?
On its 2025Q4 NCUA 5300 filing, AFFIDIAN scores 92/100 (Excellent), with a 18.07% net worth ratio and 0.93% of loans delinquent. It ranks #731 of 4,374 nationally on health and #10 of 66 in Colorado.
How does AFFIDIAN compare to other credit unions?
AFFIDIAN scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (80.36% vs 72.20%). Its widest shortfall is delinquency rate (0.93% vs 0.89%).
How can I join AFFIDIAN?
AFFIDIAN carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact AFFIDIAN directly to confirm current membership steps.
Is my money safe at AFFIDIAN?
AFFIDIAN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AFFIDIAN's net worth ratio of 18.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.