State credit union · Pueblo, Colorado · NCUA charter #68240
Minnequa Works
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $265.9M
- Total assets
- 12,723
- Members
- 12.7%
- Net-worth ratio
Minnequa Works scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $265.9M; members 12,723; net-worth ratio 12.65%; health rank #621 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#621 of 4,374 health · 2025Q4Minnequa Works · health 93/100 · $265.9M · 2025Q4
Call Report peers
Minnequa Works in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Minnequa Works vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Minnequa Works sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Minnequa Works
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +0.54 pp (12.65% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 48.54% vs peer 72.20% (-23.66 pp).
Colorado standing for Minnequa Works
- Colorado health ordinal: #8 of 66.
- Assets rank #17 of 66 inside Colorado ($265.9M reported).
- Membership ranks #21 of 66 among Colorado CUs with a reported count (12,723 members).
- One place up in Colorado, Grand Junction (#7) ties at 93/100; one place down, ENT (#9) ties at 93/100.
Minnequa Works: 2025Q4 → 2026Q1
Minnequa Works: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $265.9M (2025Q4) to $273.9M (2026Q1).
- Net-worth ratio shifted -0.35 pp (13.00% → 12.65%).
12.65% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Minnequa Works gives up 7 points in total. Loan-to-Share Ratio costs the most, 4.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 14.7 pts
- Loan-to-Share Ratio 10.2 pts
Minnequa Works health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.65% | +0.54 pp |
| Delinquency Rate | 0.69% | -0.21 pp |
| Return on Assets | 0.60% | -0.03 pp |
| Member Growth | 4.78% | - |
| Loan-to-Share Ratio | 48.54% | -23.66 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Minnequa Works filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $273.9M | - |
| 2025Q4 | $265.9M | 12,723 |
| 2024Q4 | $246.4M | 12,143 |
| 2023Q4 | $248.3M | 12,114 |
Credit Union Details
- Charter Number
- 68240
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Pueblo
- Data Quarter
- 2025Q4
Branch Locations (5)
Minnequa Works operates 5 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Eagleridge Branch (Main Office) | Pueblo, CO |
| Minnequa Works Credit Union | Pueblo, CO |
| NEPCO Branch | Pueblo, CO |
| Regency Branch | Pueblo, CO |
| Pueblo West Branch | Pueblo West, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Minnequa Works ranks #621 of 4,374 nationally on financial health and #8 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- STERLING is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with STERLING
Frequently Asked Questions
Is Minnequa Works financially healthy?
Minnequa Works has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #621 of 4,374 nationally on health and #8 of 66 in Colorado. Its net worth ratio is 12.65% and its delinquency rate 0.69%.
How does Minnequa Works compare to other credit unions?
Minnequa Works scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (12.65% vs 12.11%). Its widest shortfall is loan-to-share ratio (48.54% vs 72.20%).
How can I join Minnequa Works?
Membership eligibility for Minnequa Works depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Minnequa Works directly for current membership requirements and application steps.
Is my money safe at Minnequa Works?
Minnequa Works is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Minnequa Works's net worth ratio of 12.65% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.