Federal credit union · GLENDALE, California · NCUA charter #97101
Glendale Area Schools
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $429.0M
- Total assets
- 11,637
- Members
- 13.1%
- Net-worth ratio
Glendale Area Schools scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $429.0M; members 11,637; net-worth ratio 13.13%; health rank #3,869 of 4,374; healthier than 11th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,869 of 4,374 health · 2025Q4Glendale Area Schools · health 65/100 · $429.0M · 2025Q4
Call Report peers
Glendale Area Schools in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Glendale Area Schools vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Glendale Area Schools sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Glendale Area Schools
- Largest favorable gap: Net Worth Ratio at 13.13% vs peer 12.11% (+1.02 pp).
- Loan-to-Share Ratio trails the peer set - 35.37% here, 72.20% peer average (-36.83 pp).
California standing for Glendale Area Schools
- In California, health place is #223 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #92 of 243 inside California ($429.0M reported).
- Member book place in California: #117 of 243.
- One place up in California, Shell Western States (#222) scores 66/100, 1 point higher; one place down, FONTANA (#224) ties at 65/100.
How Glendale Area Schools's 5300 filing moved
Glendale Area Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $429.0M (2025Q4) to $421.7M (2026Q1).
- Net-worth ratio shifted -0.95 pp (14.08% → 13.13%).
This credit union's 13.13% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
Glendale Area Schools gives up 35 points in total. Member Growth costs the most, 11.3 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.2 pts
- Return on Assets 6.2 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 8.9 pts
Call Report ratios for Glendale Area Schools
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.13% | +1.02 pp |
| Delinquency Rate | 1.50% | +0.61 pp |
| Return on Assets | 0.04% | -0.59 pp |
| Member Growth | -2.92% | - |
| Loan-to-Share Ratio | 35.37% | -36.83 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $421.7M | - |
| 2025Q4 | $429.0M | 11,637 |
| 2024Q4 | $429.0M | 11,987 |
| 2023Q4 | $438.3M | 11,990 |
Credit Union Details
- Charter Number
- 97101
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- California
- City
- GLENDALE
- Data Quarter
- 2025Q4
Branch Locations (2)
Glendale Area Schools operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| main office (Main Office) | GLENDALE, CA |
| GUSD Office | Glendale, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
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Nationwide credit unions with similar profiles
Using this data
- Glendale Area Schools ranks #3,869 of 4,374 nationally on financial health and #223 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AEROSPACE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AEROSPACE
Frequently Asked Questions
Is Glendale Area Schools financially healthy?
Glendale Area Schools has a financial health score of 65/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,869 of 4,374 nationally on health and #223 of 243 in California. Its net worth ratio is 13.13% and its delinquency rate 1.50%.
How does Glendale Area Schools compare to other credit unions?
Glendale Area Schools scores 65/100, higher than 11% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.13% vs 12.11%). Its widest shortfall is loan-to-share ratio (35.37% vs 72.20%).
How can I join Glendale Area Schools?
Membership eligibility for Glendale Area Schools depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Glendale Area Schools directly for current membership requirements and application steps.
Is my money safe at Glendale Area Schools?
Glendale Area Schools is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Glendale Area Schools's net worth ratio of 13.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.