State credit union · Denver, Colorado · NCUA charter #68616
Denver Community Cu D.B.a. Zing Cu
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $418.2M
- Total assets
- 30,116
- Members
- 13.0%
- Net-worth ratio
Denver Community Cu D.B.a. Zing Cu scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $418.2M; members 30,116; net-worth ratio 13.02%; health rank #2,099 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,099 of 4,374 health · 2025Q4Denver Community Cu D.B.a.… · health 84/100 · $418.2M · 2025Q4
Call Report peers
Denver Community Cu D.B.a. Zing Cu in the assets neighbourhood
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Denver Community Cu D.B.a. Zing Cu vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Denver Community Cu D.B.a. Zing Cu sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Denver Community Cu D.B.a. Zing Cu diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +3.17 pp (75.37% vs 72.20%).
Denver Community Cu D.B.a. Zing Cu in Colorado
- Health composite ranks #30 of 66 among scored Colorado credit unions.
- Colorado assets place: #14 of 66.
- Member book place in Colorado: #12 of 66.
- One place up in Colorado, PEOPLES (#29) ties at 84/100; one place down, St. Michaels (#31) ties at 84/100.
Quarter path for Denver Community Cu D.B.a. Zing Cu
Denver Community Cu D.B.a. Zing Cu: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $418.2M (2025Q4) to $416.7M (2026Q1).
- Net-worth ratio shifted +0.12 pp (12.90% → 13.02%).
13.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Denver Community Cu D.B.a. Zing Cu gives up 16 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.9 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.1 pts
Denver Community Cu D.B.a. Zing Cu vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.02% | +0.91 pp |
| Delinquency Rate | 0.61% | -0.29 pp |
| Return on Assets | 0.84% | +0.22 pp |
| Member Growth | -18.42% | - |
| Loan-to-Share Ratio | 75.37% | +3.17 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $416.7M | - |
| 2025Q4 | $418.2M | 30,116 |
| 2024Q4 | $412.5M | 36,918 |
| 2023Q4 | $417.1M | 36,743 |
Credit Union Details
- Charter Number
- 68616
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Denver
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Denver Community Cu D.B.a. Zing Cu runs 5 offices in 2 different cities.
| Office | City |
|---|---|
| Acoma-Main (Main Office) | Denver, CO |
| Andrews | Denver, CO |
| Federal | Denver, CO |
| Alameda | Denver, CO |
| Mineral | Littleton, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for Denver Community Cu D.B.a.…
Using this data
- Denver Community Cu D.B.a. Zing Cu ranks #2,099 of 4,374 nationally on financial health and #30 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- On Tap is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with On Tap
Frequently Asked Questions
Is Denver Community Cu D.B.a. Zing Cu financially healthy?
On its 2025Q4 NCUA 5300 filing, Denver Community Cu D.B.a. Zing Cu scores 84/100 (Excellent), with a 13.02% net worth ratio and 0.61% of loans delinquent. It ranks #2,099 of 4,374 nationally on health and #30 of 66 in Colorado.
How does Denver Community Cu D.B.a. Zing Cu compare to other credit unions?
Denver Community Cu D.B.a. Zing Cu scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (75.37% vs 72.20%).
How can I join Denver Community Cu D.B.a. Zing Cu?
Membership eligibility for Denver Community Cu D.B.a. Zing Cu depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Denver Community Cu D.B.a. Zing Cu directly for current membership requirements and application steps.
Is my money safe at Denver Community Cu D.B.a. Zing Cu?
Denver Community Cu D.B.a. Zing Cu is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Denver Community Cu D.B.a. Zing Cu's net worth ratio of 13.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.