State credit union · Denver, Colorado · NCUA charter #68616
Denver Community Cu D.B.a. Zing Cu
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $418.2M
- Total assets
- 30,116
- Members
- 13.0%
- Net-worth ratio
Denver Community Cu D.B.a. Zing Cu scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $418.2M; members 30,116; net-worth ratio 13.02%; health rank #2,099 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,099 of 4,374 health · 2025Q4Denver Community Cu D.B.a.… · health 84/100 · $418.2M · 2025Q4
- CHARTER 84/100
- NCUSIF 13.0%
- CAMELS 0.61%
- HEALTH 0.84%
- NW $418.2M
- DELQ 30,116
- ROA #2,099/4,374
- ASSETS Rhode Island
- MEM 68616
Call Report peers
Denver Community Cu D.B.a. Zing Cu in the assets neighbourhood
Denver Community Cu D.B.a. Zing Cu's $418.2M assets sit next to Rhode Island ($418.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Denver Community Cu D.B.a. Zing Cu vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Denver Community Cu D.B.a. Zing Cu - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #68616. See our deposit-insurance coverage note.
Where Denver Community Cu D.B.a. Zing Cu diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +3.17 pp (75.37% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Denver Community Cu D.B.a. Zing Cu in Colorado
- Health composite ranks #30 of 66 among scored Colorado credit unions.
- Colorado assets place: #14 of 66.
- Member book place in Colorado: #12 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Denver Community Cu D.B.a. Zing Cu
Denver Community Cu D.B.a. Zing Cu: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.4% from $418.2M (2025Q4) to $416.7M (2026Q1).
- Net-worth ratio shifted +0.12 pp (12.90% → 13.02%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.9 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.1 pts
Denver Community Cu D.B.a. Zing Cu vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.02% | +0.91 pp |
| Delinquency Rate | 0.61% | -0.29 pp |
| Return on Assets | 0.84% | +0.22 pp |
| Member Growth | -18.42% | - |
| Loan-to-Share Ratio | 75.37% | +3.17 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $416.7M | - |
| 2025Q4 | $418.2M | 30,116 |
| 2024Q4 | $412.5M | 36,918 |
| 2023Q4 | $417.1M | 36,743 |
Credit Union Details
- Charter Number
- 68616
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Denver
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Denver Community Cu D.B.a. Zing Cu runs 5 offices in 2 different cities.
| Office | City |
|---|---|
| Acoma-Main (Main Office) | Denver, CO |
| Andrews | Denver, CO |
| Federal | Denver, CO |
| Alameda | Denver, CO |
| Mineral | Littleton, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for Denver Community Cu D.B.a.…
Two NCUA Call Report peer sets for Denver Community Cu D.B.a. Zing Cu, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($418.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Denver Community Cu D.B.a. Zing Cu ranks #2,099 of 4,374 nationally on financial health and #30 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- On Tap is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with On Tap
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Denver Community Cu D.B.a. Zing Cu financially healthy?
A 13.02% net worth ratio and a 0.61% delinquency rate feed into Denver Community Cu D.B.a. Zing Cu's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,099 of 4,374; by total assets it ranks #838 of 4,374 nationally (same basis as /rankings/largest); and #14 of 66 within Colorado. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Denver Community Cu D.B.a. Zing Cu compare to other credit unions?
PlainCU's health composite puts Denver Community Cu D.B.a. Zing Cu at 84/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Denver Community Cu D.B.a. Zing Cu?
Membership eligibility for Denver Community Cu D.B.a. Zing Cu depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Denver Community Cu D.B.a. Zing Cu directly for current membership requirements and application steps.
Is my money safe at Denver Community Cu D.B.a. Zing Cu?
Federal credit unions like Denver Community Cu D.B.a. Zing Cu are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Denver Community Cu D.B.a. Zing Cu's net worth ratio of 13.02% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Denver Community Cu D.B.a. Zing Cu offer compared to banks?
Credit unions like Denver Community Cu D.B.a. Zing Cu are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Denver Community Cu D.B.a. Zing Cu directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.