Federal credit union · DUBLIN, Ohio · NCUA charter #24725
Ohio Healthcare
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $106.6M
- Total assets
- 11,159
- Members
- 9.6%
- Net-worth ratio
Ohio Healthcare scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $106.6M; members 11,159; net-worth ratio 9.58%; health rank #2,465 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,465 of 4,374 health · 2025Q4Ohio Healthcare · health 82/100 · $106.6M · 2025Q4
- DELQ 82/100
- ROA 9.6%
- ASSETS 0.41%
- MEM 0.15%
- RANK $106.6M
- PHOTO 11,159
- BOOK #2,465/4,374
- CHARTER Hibbing Cooperative
- NCUSIF 24725
Call Report peers
Ohio Healthcare in the assets neighbourhood
Ohio Healthcare's $106.6M assets sit next to Hibbing Cooperative ($106.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ohio Healthcare vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ohio Healthcare - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24725. See our deposit-insurance coverage note.
Ohio Healthcare: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.48 pp (0.41% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.33 pp (59.87% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio Healthcare: in-state Call Report ranks
- Ohio health ordinal: #111 of 196.
- Assets rank #73 of 196 inside Ohio ($106.6M reported).
- Member book place in Ohio: #61 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Ohio Healthcare: 2025Q4 → 2026Q1
Ohio Healthcare: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $106.6M (2025Q4) to $108.7M (2026Q1).
- Net-worth ratio shifted -0.21 pp (9.79% → 9.58%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.58% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 29.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.7 pts
- Member Growth 5.1 pts
- Loan-to-Share Ratio 13.2 pts
Ohio Healthcare vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.58% | -2.53 pp |
| Delinquency Rate | 0.41% | -0.48 pp |
| Return on Assets | 0.15% | -0.47 pp |
| Member Growth | -2.15% | - |
| Loan-to-Share Ratio | 59.87% | -12.33 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Ohio Healthcare
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $108.7M | - |
| 2025Q4 | $106.6M | 11,159 |
| 2024Q4 | $107.5M | 11,404 |
| 2023Q4 | $106.8M | 11,788 |
Credit Union Details
- Charter Number
- 24725
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- DUBLIN
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Ohio Healthcare runs 5 offices in 4 different cities across 2 states.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | DUBLIN, OH |
| AKRON | Akron, OH |
| TOWN & GRANT | COLUMBUS, OH |
| RIVERSIDE | COLUMBUS, OH |
| Symitar | San Diego, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Ohio Healthcare, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($106.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Ohio Healthcare ranks #2,465 of 4,374 nationally on financial health and #111 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bay Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bay Area
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ohio Healthcare financially healthy?
A 9.58% net worth ratio and a 0.41% delinquency rate feed into Ohio Healthcare's financial health score of 82/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,465 of 4,374; by total assets it ranks #1,770 of 4,374 nationally (same basis as /rankings/largest); and #73 of 196 within Ohio. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Ohio Healthcare compare to other credit unions?
PlainCU's health composite puts Ohio Healthcare at 82/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ohio Healthcare?
Ohio Healthcare operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ohio Healthcare directly for the exact boundaries and application steps.
Is my money safe at Ohio Healthcare?
Federal credit unions like Ohio Healthcare are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ohio Healthcare's net worth ratio of 9.58% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ohio Healthcare offer compared to banks?
Credit unions like Ohio Healthcare are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ohio Healthcare directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.