State credit union · PORT ANGELES, Washington · NCUA charter #68231
Strait View
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $105.2M
- Total assets
- 7,203
- Members
- 13.9%
- Net-worth ratio
Strait View scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $105.2M; members 7,203; net-worth ratio 13.88%; health rank #1,230 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,230 of 4,374 health · 2025Q4Strait View · health 89/100 · $105.2M · 2025Q4
- HEALTH 89/100
- NW 13.9%
- DELQ 0.51%
- ROA 1.05%
- ASSETS $105.2M
- MEM 7,203
- RANK #1,230/4,374
- PHOTO Cleveland Selfreliance
- BOOK 68231
Call Report peers
Strait View in the assets neighbourhood
Strait View's $105.2M assets sit next to Cleveland Selfreliance ($105.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Strait View vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Strait View - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #68231, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Strait View
- Largest favorable gap: Net Worth Ratio at 13.88% vs peer 12.11% (+1.77 pp).
- Largest lag: Loan-to-Share Ratio at 44.96% vs peer 72.20% (-27.24 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Washington standing for Strait View
- Health composite ranks #27 of 75 among scored Washington credit unions.
- Assets rank #41 of 75 inside Washington ($105.2M reported).
- Washington membership ordinal: #38 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Strait View Call Report trajectory
Strait View: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $105.2M (2025Q4) to $105.7M (2026Q1).
- Net-worth ratio shifted +0.15 pp (13.73% → 13.88%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 8.9 pts
- Loan-to-Share Ratio 10.2 pts
Strait View vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.88% | +1.77 pp |
| Delinquency Rate | 0.51% | -0.38 pp |
| Return on Assets | 1.05% | +0.43 pp |
| Member Growth | -0.04% | - |
| Loan-to-Share Ratio | 44.96% | -27.24 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Strait View filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $105.7M | - |
| 2025Q4 | $105.2M | 7,203 |
| 2024Q4 | $103.9M | 7,206 |
| 2023Q4 | $101.4M | 7,231 |
Credit Union Details
- Charter Number
- 68231
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Washington
- City
- PORT ANGELES
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Strait View.
| Office | City |
|---|---|
| Strait-View Credit Union (Main Office) | Port Angeles, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Strait View - kept outside Washington; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($105.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Strait View ranks #1,230 of 4,374 nationally on financial health and #27 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- White River is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with White River
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Strait View financially healthy?
A 13.88% net worth ratio and a 0.51% delinquency rate feed into Strait View's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,230 of 4,374; by total assets it ranks #1,783 of 4,374 nationally (same basis as /rankings/largest); and #41 of 75 within Washington. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Strait View compare to other credit unions?
Strait View scores 89/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Strait View?
Membership eligibility for Strait View depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Strait View directly for current membership requirements and application steps.
Is my money safe at Strait View?
Federal credit unions like Strait View are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Strait View's net worth ratio of 13.88% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Strait View offer compared to banks?
Credit unions like Strait View are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Strait View directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.