State credit union · PORT ANGELES, Washington · NCUA charter #68231
Strait View
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $105.2M
- Total assets
- 7,203
- Members
- 13.9%
- Net-worth ratio
Strait View scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $105.2M; members 7,203; net-worth ratio 13.88%; health rank #1,230 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,230 of 4,374 health · 2025Q4Strait View · health 89/100 · $105.2M · 2025Q4
Call Report peers
Strait View in the assets neighbourhood
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Strait View vs every NCUA-scored credit union
Strait View sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Strait View
- Largest favorable gap: Net Worth Ratio at 13.88% vs peer 12.11% (+1.77 pp).
- Largest lag: Loan-to-Share Ratio at 44.96% vs peer 72.20% (-27.24 pp).
Washington standing for Strait View
- Health composite ranks #27 of 75 among scored Washington credit unions.
- Assets rank #41 of 75 inside Washington ($105.2M reported).
- Washington membership ordinal: #38 of 75.
- One place up in Washington, Great Northwest (#26) ties at 89/100; one place down, Peninsula Community (#28) ties at 89/100.
Strait View Call Report trajectory
Strait View: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $105.2M (2025Q4) to $105.7M (2026Q1).
- Net-worth ratio shifted +0.15 pp (13.73% → 13.88%).
13.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Strait View gives up 11 points in total. Member Growth costs the most, 6.1 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 8.9 pts
- Loan-to-Share Ratio 10.2 pts
Strait View vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.88% | +1.77 pp |
| Delinquency Rate | 0.51% | -0.38 pp |
| Return on Assets | 1.05% | +0.43 pp |
| Member Growth | -0.04% | - |
| Loan-to-Share Ratio | 44.96% | -27.24 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Strait View filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $105.7M | - |
| 2025Q4 | $105.2M | 7,203 |
| 2024Q4 | $103.9M | 7,206 |
| 2023Q4 | $101.4M | 7,231 |
Credit Union Details
- Charter Number
- 68231
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Washington
- City
- PORT ANGELES
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Strait View.
| Office | City |
|---|---|
| Strait-View Credit Union (Main Office) | Port Angeles, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Strait View ranks #1,230 of 4,374 nationally on financial health and #27 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- White River is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with White River
Frequently Asked Questions
Is Strait View financially healthy?
Strait View has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,230 of 4,374 nationally on health and #27 of 75 in Washington. Its net worth ratio is 13.88% and its delinquency rate 0.51%.
How does Strait View compare to other credit unions?
Strait View scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.88% vs 12.11%). Its widest shortfall is loan-to-share ratio (44.96% vs 72.20%).
How can I join Strait View?
Membership eligibility for Strait View depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Strait View directly for current membership requirements and application steps.
Is my money safe at Strait View?
Strait View is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Strait View's net worth ratio of 13.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.