State credit union · Green Bay, Wisconsin · NCUA charter #66865
CAPITAL
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $2.78B
- Total assets
- 127,388
- Members
- 11.8%
- Net-worth ratio
CAPITAL scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.78B; members 127,388; net-worth ratio 11.85%; health rank #1,273 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,273 of 4,374 health · 2025Q4CAPITAL · health 89/100 · $2.78B · 2025Q4
Call Report peers
CAPITAL in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CAPITAL vs every NCUA-scored credit union
CAPITAL sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for CAPITAL
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +18.08 pp (101.98% vs 83.90%).
- Largest lag: Delinquency Rate at 1.01% vs peer 0.87% (+0.14 pp).
Wisconsin standing for CAPITAL
- In Wisconsin, health place is #49 of 100 on the same NCUA-ratio sort used nationally.
- Assets rank #11 of 100 inside Wisconsin ($2.78B reported).
- Wisconsin membership ordinal: #11 of 100.
- One place up in Wisconsin, EDUCATORS (#48) ties at 89/100; one place down, County - City (#50) ties at 89/100.
How CAPITAL's 5300 filing moved
CAPITAL: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $2.78B (2025Q4) to $2.84B (2026Q1).
- Net-worth ratio shifted -0.01 pp (11.86% → 11.85%).
11.85% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
CAPITAL gives up 11 points in total. Loan-to-Share Ratio costs the most, 5.2 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 15.0 pts
- Member Growth 14.0 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for CAPITAL
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.85% | +0.67 pp |
| Delinquency Rate | 1.01% | +0.14 pp |
| Return on Assets | 0.77% | +0.26 pp |
| Member Growth | 4.17% | - |
| Loan-to-Share Ratio | 101.98% | +18.08 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - CAPITAL
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.84B | - |
| 2025Q4 | $2.78B | 127,388 |
| 2024Q4 | $2.58B | 122,293 |
| 2023Q4 | $2.43B | 118,339 |
Credit Union Details
- Charter Number
- 66865
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Green Bay
- Data Quarter
- 2025Q4
Branch Locations (25)
CAPITAL operates 25 offices across 12 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Morris Avenue (Main Office) | Green Bay, WI |
| College Avenue | Appleton, WI |
| Wisconsin Ave | Appleton, WI |
| Darboy | Appleton, WI |
| West De Pere | De Pere, WI |
| Ledgeview | De Pere, WI |
| The Ridge | De Pere, WI |
| Freedom | Freedom, WI |
| Main Street | Green Bay, WI |
| Cardinal Lane | Green Bay, WI |
| Taylor Street | Green Bay, WI |
| Allouez | Green Bay, WI |
| Velp Avenue | Green Bay, WI |
| Huron Road | Green Bay, WI |
| Lineville Road | Green Bay, WI |
| Bellevue | Green Bay, WI |
| Greenville | Greenville, WI |
| Kaukauna | Kaukauna, WI |
| Eisenhower | Kimberly, WI |
| Little Chute | Little Chute, WI |
| Neenah | Neenah, WI |
| Oshkosh | Oshkosh, WI |
| Shawano | Shawano, WI |
| Door County East | Sturgeon Bay, WI |
| Door County West | Sturgeon Bay, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
CAPITAL nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- CAPITAL ranks #1,273 of 4,374 nationally on financial health and #49 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALTRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALTRA
Frequently Asked Questions
Is CAPITAL financially healthy?
CAPITAL has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,273 of 4,374 nationally on health and #49 of 100 in Wisconsin. Its net worth ratio is 11.85% and its delinquency rate 1.01%.
How does CAPITAL compare to other credit unions?
CAPITAL scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (101.98% vs 83.90%). Its widest shortfall is delinquency rate (1.01% vs 0.87%).
How can I join CAPITAL?
Membership eligibility for CAPITAL depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CAPITAL directly for current membership requirements and application steps.
Is my money safe at CAPITAL?
CAPITAL is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CAPITAL's net worth ratio of 11.85% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.