State credit union · Racine, Wisconsin · NCUA charter #66448
EDUCATORS
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $3.75B
- Total assets
- 231,831
- Members
- 13.9%
- Net-worth ratio
EDUCATORS scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.75B; members 231,831; net-worth ratio 13.94%; health rank #1,229 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,229 of 4,374 health · 2025Q4EDUCATORS · health 89/100 · $3.75B · 2025Q4
Call Report peers
EDUCATORS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
EDUCATORS vs every NCUA-scored credit union
EDUCATORS sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where EDUCATORS diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +2.76 pp (13.94% vs 11.18%).
- Largest lag: Loan-to-Share Ratio at 77.85% vs peer 83.90% (-6.05 pp).
Wisconsin standing for EDUCATORS
- Wisconsin health ordinal: #48 of 100.
- By total assets, EDUCATORS is #8 of 100 in Wisconsin.
- Membership ranks #6 of 100 among Wisconsin CUs with a reported count (231,831 members).
- One place up in Wisconsin, FIREFIGHTERS (#47) ties at 89/100; one place down, CAPITAL (#49) ties at 89/100.
Quarter path for EDUCATORS
EDUCATORS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $3.75B (2025Q4) to $3.89B (2026Q1).
- Net-worth ratio shifted -0.12 pp (14.06% → 13.94%).
This credit union's 13.94% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
EDUCATORS gives up 11 points in total. Member Growth costs the most, 6.5 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.8 pts
- Return on Assets 15.0 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 14.7 pts
EDUCATORS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.94% | +2.76 pp |
| Delinquency Rate | 0.92% | +0.05 pp |
| Return on Assets | 0.99% | +0.48 pp |
| Member Growth | -0.27% | - |
| Loan-to-Share Ratio | 77.85% | -6.05 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - EDUCATORS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.89B | - |
| 2025Q4 | $3.75B | 231,831 |
| 2024Q4 | $3.39B | 232,467 |
| 2023Q4 | $3.23B | 230,337 |
Credit Union Details
- Charter Number
- 66448
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Racine
- Data Quarter
- 2025Q4
Branch Locations (26)
EDUCATORS operates 26 offices across 17 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Home Office (Main Office) | Mount Pleasant, WI |
| Educators Credit Union - Beloit | Beloit, WI |
| Educators Credit Union - Burlington | Burlington, WI |
| Educators Credit Union - Elkhorn | Elkhorn, WI |
| Educators Credit Union - Glendale | Glendale, WI |
| Educators Credit Union- Layton | Greenfield, WI |
| Educators Credit Union - Janesville | Janesville, WI |
| Educators Credit Union - Kenosha | Kenosha, WI |
| Educators Credit Union - Parkside | Kenosha, WI |
| Educators Credit Union -Pleasant Praire | Kenosha, WI |
| Educators Credit Union - Appleton Ave | Milwaukee, WI |
| Educators Credit Union - Prospect | Milwaukee, WI |
| Educators Credit Union - Loomis | Milwaukee, WI |
| Educators Credit Union - Park Place | Milwaukee, WI |
| Educators Credit Union - Center Street | Milwaukee, WI |
| Educators Credit Union- Forest Home | Milwaukee, WI |
| Educators Credit Union- Aurora Sinai | Milwaukee, WI |
| Educators Credit Union- Newman | Mount Pleasant, WI |
| Educators Credit Union - Mukwonago | Mukwonago, WI |
| Educators Credit Union - New Berlin | New Berlin, WI |
| Educators Credit Union-Oak Creek | Oak Creek, WI |
| Educators Credit Union - Rapids Dr | Racine, WI |
| Educators Credit Union - South Milwaukee | South Milwaukee, WI |
| Educators Credit Union - Sturtevant | Sturtevant, WI |
| Educators Credit Union - Waukesha | Waukesha, WI |
| Educators Credit Union-West Allis | West Allis, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
EDUCATORS nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- EDUCATORS ranks #1,229 of 4,374 nationally on financial health and #48 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CONNEXUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CONNEXUS
Frequently Asked Questions
Is EDUCATORS financially healthy?
On its 2025Q4 NCUA 5300 filing, EDUCATORS scores 89/100 (Excellent), with a 13.94% net worth ratio and 0.92% of loans delinquent. It ranks #1,229 of 4,374 nationally on health and #48 of 100 in Wisconsin.
How does EDUCATORS compare to other credit unions?
EDUCATORS scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.94% vs 11.18%). Its widest shortfall is loan-to-share ratio (77.85% vs 83.90%).
How can I join EDUCATORS?
Membership eligibility for EDUCATORS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact EDUCATORS directly for current membership requirements and application steps.
Is my money safe at EDUCATORS?
EDUCATORS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. EDUCATORS's net worth ratio of 13.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.