State credit union · Wausau, Wisconsin · NCUA charter #66538
CONNEXUS
Health score 46/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 46
- Health / 100
- $3.93B
- Total assets
- 434,687
- Members
- 7.4%
- Net-worth ratio
CONNEXUS scores 46/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.93B; members 434,687; net-worth ratio 7.37%; health rank #4,308 of 4,374; healthier than 1st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,308 of 4,374 health · 2025Q4CONNEXUS · health 46/100 · $3.93B · 2025Q4
- NW 46/100
- DELQ 7.4%
- ROA 2.15%
- ASSETS -2.90%
- MEM $3.93B
- RANK 434,687
- PHOTO #4,308/4,374
- BOOK NUVISION
- CHARTER 66538
Call Report peers
CONNEXUS in the assets neighbourhood
CONNEXUS's $3.93B assets sit next to NUVISION ($3.92B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CONNEXUS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
46 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CONNEXUS - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #66538. See our deposit-insurance coverage note.
Where CONNEXUS diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 99.35% here, 83.90% peer average (+15.45 pp).
- Net Worth Ratio trails the peer set - 7.37% here, 11.18% peer average (-3.81 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where CONNEXUS sits in Wisconsin
- Wisconsin health ordinal: #100 of 100.
- Wisconsin assets place: #7 of 100.
- Member book place in Wisconsin: #1 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
CONNEXUS Call Report trajectory
CONNEXUS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.6% from $3.93B (2025Q4) to $4.15B (2026Q1).
- Net-worth ratio shifted -0.18 pp (7.55% → 7.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 7.37% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 46/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 46.
- Net Worth Ratio 23.4 pts
- Delinquency Rate 11.5 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.1 pts
CONNEXUS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.37% | -3.81 pp |
| Delinquency Rate | 2.15% | +1.28 pp |
| Return on Assets | -2.90% | -3.40 pp |
| Member Growth | -8.28% | - |
| Loan-to-Share Ratio | 99.35% | +15.45 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - CONNEXUS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.15B | - |
| 2025Q4 | $3.93B | 434,687 |
| 2024Q4 | $4.33B | 473,925 |
| 2023Q4 | $5.30B | 468,325 |
Credit Union Details
- Charter Number
- 66538
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Wausau
- Data Quarter
- 2025Q4
Branch Locations (15)
CONNEXUS operates 15 offices across 13 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Cove (Main Office) | Wausau, WI |
| Brooklyn Center | Brooklyn Center, MN |
| Chetek | Chetek, WI |
| DeForest | DeForest, WI |
| Galesburg | Galesburg, IL |
| Ladysmith | Ladysmith, WI |
| Machesney Park | Machesney Park, IL |
| Madison | Madison, WI |
| Phillips | Phillips, WI |
| Rockford | Rockford, IL |
| Sauk City | Sauk City, WI |
| Stevens Point Branch | Stevens Point, WI |
| 2nd Ave | Wausau, WI |
| Rib Mountain | Wausau, WI |
| Wisconsin Rapids Branch | Wisconsin Rapids, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
CONNEXUS's nationwide photo peers by assets and by health score, excluding Wisconsin charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($3.93B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (46/100 here).
Using this data
- CONNEXUS ranks #4,308 of 4,374 nationally on financial health and #100 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COVANTAGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COVANTAGE
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CONNEXUS financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, CONNEXUS carries a financial health score of 46/100 (Below Average). On the national health ranking (same basis as /rankings/healthiest), it sits at #4,308 of 4,374; by total assets it ranks #127 of 4,374 nationally (same basis as /rankings/largest); and #7 of 100 within Wisconsin. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 7.37% net worth ratio and a 2.15% delinquency rate.
How does CONNEXUS compare to other credit unions?
On PlainCU's health composite, CONNEXUS lands at 46/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CONNEXUS?
Membership eligibility for CONNEXUS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CONNEXUS directly for current membership requirements and application steps.
Is my money safe at CONNEXUS?
Federal credit unions like CONNEXUS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CONNEXUS's net worth ratio of 7.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CONNEXUS offer compared to banks?
Credit unions like CONNEXUS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CONNEXUS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.