State credit union · Wausau, Wisconsin · NCUA charter #66538
Connexus
Health score 32/100 (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 32
- Health / 100
- $3.93B
- Total assets
- 434,687
- Members
- 3.9%
- Net-worth ratio
Connexus - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #66538. See our deposit-insurance coverage note.
Connexus - Five Health Pillars
Every bar shows this credit union's 0-100 sub-score for one pillar of the composite; weight and add the five and you land on the headline health score above, drawn from the same NCUA 5300 figures with no normalisation tricks.
- Capital (net worth ratio)33
- Asset quality (delinquency)46
- Earnings (ROA)0
- Member growth0
- Liquidity (loan-to-share)72
Weighted composite: 32/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
This institution's 3.94% net worth ratio sits below the NCUA's 7.0% well-capitalized threshold.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 3.94% | 30% |
| Delinquency Rate | 2.15% | 25% |
| Return on Assets | -2.90% | 15% |
| Member Growth | -8.28% | 15% |
| Loan-to-Share Ratio | 99.35% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $3.93B | 434,687 |
| 2024Q4 | $4.33B | 473,925 |
| 2023Q4 | $5.30B | 468,325 |
Credit Union Details
- Charter Number
- 66538
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Wausau
- Data Quarter
- 2025Q4
What This Data Says About Connexus
Connexus is a state credit union headquartered in Wausau, Wisconsin, serving 434,687 members with $3.93B in total assets and $3.38B in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 32/100 (Weak), anchored by a net worth ratio of 3.94% - relative to the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #66538 operates under peer group Over $500M, a cohort of 749 similarly-sized institutions.
Deposits deployed into lending sit at a 99.35% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Loan quality, meanwhile, shows 2.15% of the book 60+ days past due - the peer group average for Over $500M credit unions sits at 0.874%, so this institution is running looser than peers. Return on assets stands at -2.90% on net income of $-113790249 for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -8.28%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Other); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Connexus financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Connexus carries a financial health score of 32/100 (Weak). On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 3.94% net worth ratio and a 2.15% delinquency rate.
How does Connexus compare to other credit unions?
On PlainCU's health composite, Connexus lands at 32/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Connexus?
Membership eligibility for Connexus depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Connexus directly for current membership requirements and application steps.
Is my money safe at Connexus?
Federal credit unions like Connexus are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Connexus's net worth ratio of 3.94% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does Connexus offer compared to banks?
Credit unions like Connexus are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Connexus directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.