State credit union · GARWOOD, Texas · NCUA charter #67641
Lehrer Interests
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $2.4M
- Total assets
- 103
- Members
- 21.9%
- Net-worth ratio
Lehrer Interests scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.4M; members 103; net-worth ratio 21.92%; health rank #1,184 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,184 of 4,374 health · 2025Q4Lehrer Interests · health 89/100 · $2.4M · 2025Q4
- RANK 89/100
- PHOTO 21.9%
- BOOK 0.00%
- CHARTER 0.36%
- NCUSIF $2.4M
- CAMELS 103
- HEALTH #1,184/4,374
- NW n/a
- DELQ 67641
Call Report peers
Lehrer Interests carries $2.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lehrer Interests vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lehrer Interests - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67641, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Lehrer Interests vs $2M–$10M peers
- Largest favorable gap: Net Worth Ratio at 21.92% vs peer 19.06% (+2.86 pp).
- Largest lag: Loan-to-Share Ratio at 23.11% vs peer 63.60% (-40.49 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Lehrer Interests
- Texas health ordinal: #108 of 386.
- Texas assets place: #371 of 386.
- Member book place in Texas: #385 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Lehrer Interests Call Report trajectory
Lehrer Interests: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.6% from $2.4M (2025Q4) to $2.3M (2026Q1).
- Net-worth ratio shifted +0.86 pp (21.06% → 21.92%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 21.92%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.0 pts
- Member Growth 12.6 pts
- Loan-to-Share Ratio 8.4 pts
Lehrer Interests vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.92% | +2.86 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.36% | -0.09 pp |
| Member Growth | 3.00% | - |
| Loan-to-Share Ratio | 23.11% | -40.49 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Lehrer Interests
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.3M | - |
| 2025Q4 | $2.4M | 103 |
| 2024Q4 | $2.2M | 100 |
| 2023Q4 | $2.1M | 103 |
Credit Union Details
- Charter Number
- 67641
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- GARWOOD
- Data Quarter
- 2025Q4
Branch Location
Lehrer Interests operates a single office in GARWOOD, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| LEHRER INTERESTS CREDIT UNION (Main Office) | GARWOOD, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Lehrer Interests - kept outside Texas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Lehrer Interests ranks #1,184 of 4,374 nationally on financial health and #108 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Faith Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Faith Cooperative
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lehrer Interests financially healthy?
Lehrer Interests scores 89/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,184 of 4,374; by total assets it ranks #4,101 of 4,374 nationally (same basis as /rankings/largest); and #371 of 386 within Texas. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 21.92% net worth ratio and a 0.00% delinquency rate.
How does Lehrer Interests compare to other credit unions?
Five weighted metrics from NCUA filings produce Lehrer Interests's 89/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lehrer Interests?
Membership eligibility for Lehrer Interests depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lehrer Interests directly for current membership requirements and application steps.
Is my money safe at Lehrer Interests?
Federal credit unions like Lehrer Interests are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lehrer Interests's net worth ratio of 21.92% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lehrer Interests offer compared to banks?
Credit unions like Lehrer Interests are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lehrer Interests directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.