Federal credit union · STATEN ISLAND, New York · NCUA charter #12546
Medical Employees of Staten Island
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $2.6M
- Total assets
- 787
- Members
- 9.2%
- Net-worth ratio
Medical Employees of Staten Island scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.6M; members 787; net-worth ratio 9.22%; health rank #2,649 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,649 of 4,374 health · 2025Q4Medical Employees · health 81/100 · $2.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Medical Employees of Staten Island vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Medical Employees of Staten Island sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Medical Employees of Staten Island: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.48% vs peer 1.81% (-1.33 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -11.49 pp (52.11% vs 63.60%).
New York standing for Medical Employees of Staten Island
- New York health ordinal: #152 of 272.
- By total assets, Medical Employees of Staten Island is #241 of 272 in New York.
- Membership ranks #224 of 272 among New York CUs with a reported count (787 members).
- One place up in New York, SUNMARK (#151) ties at 81/100; one place down, Allegany First (#153) scores 80/100, 1 point lower.
Quarter path for Medical Employees of Staten Island
Medical Employees of Staten Island: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.6% from $2.6M (2025Q4) to $2.5M (2026Q1).
- Net-worth ratio shifted +0.09 pp (9.13% → 9.22%).
At 9.22%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Medical Employees of Staten Island gives up 19 points in total. Member Growth costs the most, 13.5 of its 15; Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 28.1 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 11.4 pts
Medical Employees of Staten Island vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.22% | -9.84 pp |
| Delinquency Rate | 0.48% | -1.33 pp |
| Return on Assets | 0.86% | +0.41 pp |
| Member Growth | -4.14% | - |
| Loan-to-Share Ratio | 52.11% | -11.49 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Medical Employees of Staten Island quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.5M | - |
| 2025Q4 | $2.6M | 787 |
| 2024Q4 | $2.6M | 821 |
| 2023Q4 | $2.9M | 854 |
Credit Union Details
- Charter Number
- 12546
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New York
- City
- STATEN ISLAND
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Medical Employees of Staten Island runs one office.
| Office | City |
|---|---|
| rumc (Main Office) | Staten Island, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for Medical Employees
Similar health score
Using this data
- Medical Employees of Staten Island ranks #2,649 of 4,374 nationally on financial health and #152 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Urban Upbound is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Urban Upbound
Frequently Asked Questions
Is Medical Employees of Staten Island financially healthy?
Medical Employees of Staten Island has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,649 of 4,374 nationally on health and #152 of 272 in New York. Its net worth ratio is 9.22% and its delinquency rate 0.48%.
How does Medical Employees of Staten Island compare to other credit unions?
Medical Employees of Staten Island scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.48% vs 1.81%). Its widest shortfall is loan-to-share ratio (52.11% vs 63.60%).
How can I join Medical Employees of Staten Island?
Medical Employees of Staten Island operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Medical Employees of Staten Island directly for the exact boundaries and application steps.
Is my money safe at Medical Employees of Staten Island?
Medical Employees of Staten Island is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Medical Employees of Staten Island's net worth ratio of 9.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.