Federal credit union · LONGVIEW, Washington · NCUA charter #9289
Lower Columbia Longshoremen
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $94.2M
- Total assets
- 4,227
- Members
- 12.1%
- Net-worth ratio
Lower Columbia Longshoremen scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $94.2M; members 4,227; net-worth ratio 12.13%; health rank #1,109 of 4,374; healthier than 73rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,109 of 4,374 health · 2025Q4Lower Columbia Longshoremen · health 90/100 · $94.2M · 2025Q4
- MEM 90/100
- RANK 12.1%
- PHOTO 0.09%
- BOOK 0.37%
- CHARTER $94.2M
- NCUSIF 4,227
- CAMELS #1,109/4,374
- HEALTH Salem Va Medical Center
- NW 9289
Lower Columbia Longshoremen in the assets neighbourhood
Lower Columbia Longshoremen's $94.2M assets sit next to Salem Va Medical Center ($94.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lower Columbia Longshoremen vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lower Columbia Longshoremen - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #9289: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Lower Columbia Longshoremen: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.09% here, 0.96% peer average (-0.87 pp).
- Net Worth Ratio trails the peer set - 12.13% here, 13.62% peer average (-1.49 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Washington standing for Lower Columbia Longshoremen
- In Washington, health place is #22 of 75 on the same NCUA-ratio sort used nationally.
- By total assets, Lower Columbia Longshoremen is #44 of 75 in Washington.
- Member book place in Washington: #53 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Lower Columbia Longshoremen
Lower Columbia Longshoremen: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $94.2M (2025Q4) to $96.1M (2026Q1).
- Net-worth ratio shifted -0.09 pp (12.22% → 12.13%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.13%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.13% | -1.49 pp |
| Delinquency Rate | 0.09% | -0.87 pp |
| Return on Assets | 0.37% | -0.29 pp |
| Member Growth | -0.31% | - |
| Loan-to-Share Ratio | 63.30% | +0.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - Lower Columbia Longshoremen
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $96.1M | - |
| 2025Q4 | $94.2M | 4,227 |
| 2024Q4 | $92.5M | 4,240 |
| 2023Q4 | $91.9M | 4,243 |
Credit Union Details
- Charter Number
- 9289
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $50M–$100M
- State
- Washington
- City
- LONGVIEW
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Lower Columbia Longshoremen runs one office.
| Office | City |
|---|---|
| Lower Columbia Longshoremen FCU (Main Office) | Longview, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Lower Columbia Longshoremen nationwide neighbourhoods
Cross-state asset and health neighbours for Lower Columbia Longshoremen - kept outside Washington; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($94.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Lower Columbia Longshoremen ranks #1,109 of 4,374 nationally on financial health and #22 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WATERFRONT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WATERFRONT
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lower Columbia Longshoremen financially healthy?
A 12.13% net worth ratio and a 0.09% delinquency rate feed into Lower Columbia Longshoremen's financial health score of 90/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,109 of 4,374; by total assets it ranks #1,874 of 4,374 nationally (same basis as /rankings/largest); and #44 of 75 within Washington. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Lower Columbia Longshoremen compare to other credit unions?
PlainCU's health composite puts Lower Columbia Longshoremen at 90/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lower Columbia Longshoremen?
Lower Columbia Longshoremen operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lower Columbia Longshoremen directly for the exact boundaries and application steps.
Is my money safe at Lower Columbia Longshoremen?
Federal credit unions like Lower Columbia Longshoremen are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lower Columbia Longshoremen's net worth ratio of 12.13% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lower Columbia Longshoremen offer compared to banks?
Credit unions like Lower Columbia Longshoremen are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lower Columbia Longshoremen directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.