Federal credit union · LONGVIEW, Washington · NCUA charter #9289
Lower Columbia Longshoremen
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $94.2M
- Total assets
- 4,227
- Members
- 12.1%
- Net-worth ratio
Lower Columbia Longshoremen scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $94.2M; members 4,227; net-worth ratio 12.13%; health rank #1,109 of 4,374; healthier than 73rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,109 of 4,374 health · 2025Q4Lower Columbia Longshoremen · health 90/100 · $94.2M · 2025Q4
Lower Columbia Longshoremen in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lower Columbia Longshoremen vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lower Columbia Longshoremen sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Lower Columbia Longshoremen: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.09% here, 0.96% peer average (-0.87 pp).
- Net Worth Ratio trails the peer set - 12.13% here, 13.62% peer average (-1.49 pp).
Washington standing for Lower Columbia Longshoremen
- In Washington, health place is #22 of 75 on the same NCUA-ratio sort used nationally.
- By total assets, Lower Columbia Longshoremen is #44 of 75 in Washington.
- Member book place in Washington: #53 of 75.
- One place up in Washington, Columbia Community (#21) ties at 90/100; one place down, GRANCO (#23) ties at 90/100.
Quarter path for Lower Columbia Longshoremen
Lower Columbia Longshoremen: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $94.2M (2025Q4) to $96.1M (2026Q1).
- Net-worth ratio shifted -0.09 pp (12.22% → 12.13%).
At 12.13%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Lower Columbia Longshoremen gives up 10 points in total. Member Growth costs the most, 6.6 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.13% | -1.49 pp |
| Delinquency Rate | 0.09% | -0.87 pp |
| Return on Assets | 0.37% | -0.29 pp |
| Member Growth | -0.31% | - |
| Loan-to-Share Ratio | 63.30% | +0.70 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Lower Columbia Longshoremen
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $96.1M | - |
| 2025Q4 | $94.2M | 4,227 |
| 2024Q4 | $92.5M | 4,240 |
| 2023Q4 | $91.9M | 4,243 |
Credit Union Details
- Charter Number
- 9289
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $50M–$100M
- State
- Washington
- City
- LONGVIEW
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Lower Columbia Longshoremen runs one office.
| Office | City |
|---|---|
| Lower Columbia Longshoremen FCU (Main Office) | Longview, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Lower Columbia Longshoremen nationwide neighbourhoods
Using this data
- Lower Columbia Longshoremen ranks #1,109 of 4,374 nationally on financial health and #22 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WATERFRONT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WATERFRONT
Frequently Asked Questions
Is Lower Columbia Longshoremen financially healthy?
Lower Columbia Longshoremen has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,109 of 4,374 nationally on health and #22 of 75 in Washington. Its net worth ratio is 12.13% and its delinquency rate 0.09%.
How does Lower Columbia Longshoremen compare to other credit unions?
Lower Columbia Longshoremen scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.09% vs 0.96%). Its widest shortfall is net worth ratio (12.13% vs 13.62%).
How can I join Lower Columbia Longshoremen?
Lower Columbia Longshoremen operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lower Columbia Longshoremen directly for the exact boundaries and application steps.
Is my money safe at Lower Columbia Longshoremen?
Lower Columbia Longshoremen is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lower Columbia Longshoremen's net worth ratio of 12.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.