Federal credit union · Memphis, Tennessee · NCUA charter #21751
Fedex Employees Credit Association
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $632.4M
- Total assets
- 95,264
- Members
- 13.9%
- Net-worth ratio
Fedex Employees Credit Association scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $632.4M; members 95,264; net-worth ratio 13.88%; health rank #3,709 of 4,374; healthier than 15th of scored peers.
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#3,709 of 4,374 health · 2025Q4Fedex Employees Credit Asso… · health 68/100 · $632.4M · 2025Q4
Call Report peers
Fedex Employees Credit Association in the assets neighbourhood
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Fedex Employees Credit Association vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fedex Employees Credit Association sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Fedex Employees Credit Association
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +2.70 pp (13.88% vs 11.18%).
- Loan-to-Share Ratio trails the peer set - 56.14% here, 83.90% peer average (-27.76 pp).
Tennessee standing for Fedex Employees Credit Association
- Tennessee health ordinal: #113 of 127.
- By total assets, Fedex Employees Credit Association is #14 of 127 in Tennessee.
- Tennessee membership ordinal: #7 of 127.
- One place up in Tennessee, SKYLINE (#112) ties at 68/100; one place down, PARTHENON (#114) scores 67/100, 1 point lower.
Fedex Employees Credit Association: 2025Q4 → 2026Q1
Fedex Employees Credit Association: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $632.4M (2025Q4) to $641.5M (2026Q1).
- Net-worth ratio shifted -0.18 pp (14.06% → 13.88%).
At 13.88%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
Fedex Employees Credit Association gives up 32 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.2 pts
- Return on Assets 9.1 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.7 pts
Call Report ratios for Fedex Employees Credit Association
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.88% | +2.70 pp |
| Delinquency Rate | 1.37% | +0.50 pp |
| Return on Assets | 0.11% | -0.40 pp |
| Member Growth | -5.24% | - |
| Loan-to-Share Ratio | 56.14% | -27.76 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $641.5M | - |
| 2025Q4 | $632.4M | 95,264 |
| 2024Q4 | $600.2M | 100,536 |
| 2023Q4 | $647.9M | 100,549 |
Credit Union Details
- Charter Number
- 21751
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Tennessee
- City
- Memphis
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for Fedex Employees Credit Association, spread across 8 cities in 6 states.
| Office | City |
|---|---|
| Nonconnah (Main Office) | Memphis, TN |
| Collierville | Collierville, TN |
| Cordova | Cordova, TN |
| Los Angeles | El Segundo, CA |
| Dallas | Fort Worth, TX |
| Harrison | Harrison, AR |
| Indianapolis | Indianapolis, IN |
| Hacks Cross | Memphis, TN |
| Downtown/FedEx Logistics HQ | Memphis, TN |
| Pittsburgh | Moon Township, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Other-state peers near Fedex Employees Credit Association
Using this data
- Fedex Employees Credit Association ranks #3,709 of 4,374 nationally on financial health and #113 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CONSUMER is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CONSUMER
Frequently Asked Questions
Is Fedex Employees Credit Association financially healthy?
Fedex Employees Credit Association has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,709 of 4,374 nationally on health and #113 of 127 in Tennessee. Its net worth ratio is 13.88% and its delinquency rate 1.37%.
How does Fedex Employees Credit Association compare to other credit unions?
Fedex Employees Credit Association scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.88% vs 11.18%). Its widest shortfall is loan-to-share ratio (56.14% vs 83.90%).
How can I join Fedex Employees Credit Association?
Fedex Employees Credit Association operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fedex Employees Credit Association directly for the exact boundaries and application steps.
Is my money safe at Fedex Employees Credit Association?
Fedex Employees Credit Association is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fedex Employees Credit Association's net worth ratio of 13.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.