State credit union · TUCKER, Georgia · NCUA charter #68698
Go Energy Financial
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $147.2M
- Total assets
- 11,330
- Members
- 11.6%
- Net-worth ratio
Go Energy Financial scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $147.2M; members 11,330; net-worth ratio 11.57%; health rank #264 of 4,374; healthier than 93rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#264 of 4,374 health · 2025Q4Go Energy Financial · health 96/100 · $147.2M · 2025Q4
Call Report peers
Go Energy Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Go Energy Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Go Energy Financial sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Go Energy Financial
- Largest favorable gap: Loan-to-Share Ratio at 81.18% vs peer 72.20% (+8.98 pp).
- Net Worth Ratio trails the peer set - 11.57% here, 12.11% peer average (-0.54 pp).
Go Energy Financial: in-state Call Report ranks
- Health composite ranks #7 of 74 among scored Georgia credit unions.
- Assets rank #26 of 74 inside Georgia ($147.2M reported).
- Member book place in Georgia: #27 of 74.
- One place up in Georgia, INTERSTATE (#6) ties at 96/100; one place down, Georgia United (#8) ties at 96/100.
Go Energy Financial Call Report trajectory
Go Energy Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $147.2M (2025Q4) to $153.4M (2026Q1).
- Net-worth ratio shifted -0.32 pp (11.89% → 11.57%).
11.57% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Go Energy Financial gives up 4 points in total. Member Growth costs the most, 3.2 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 15.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.57% | -0.54 pp |
| Delinquency Rate | 0.62% | -0.27 pp |
| Return on Assets | 0.57% | -0.05 pp |
| Member Growth | 2.36% | - |
| Loan-to-Share Ratio | 81.18% | +8.98 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Go Energy Financial quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $153.4M | - |
| 2025Q4 | $147.2M | 11,330 |
| 2024Q4 | $141.7M | 11,069 |
| 2023Q4 | $143.4M | 11,185 |
Credit Union Details
- Charter Number
- 68698
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- TUCKER
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Go Energy Financial, spread across 3 cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Tucker, GA |
| Go Energy Financial Credit Union | Dallas, GA |
| Go Energy Financial Credit Union | Hiram, GA |
| Go Energy Financial Credit Union | Tucker, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Go Energy Financial ranks #264 of 4,374 nationally on financial health and #7 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CORE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CORE
Frequently Asked Questions
Is Go Energy Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Go Energy Financial scores 96/100 (Excellent), with a 11.57% net worth ratio and 0.62% of loans delinquent. It ranks #264 of 4,374 nationally on health and #7 of 74 in Georgia.
How does Go Energy Financial compare to other credit unions?
Go Energy Financial scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.18% vs 72.20%). Its widest shortfall is net worth ratio (11.57% vs 12.11%).
How can I join Go Energy Financial?
Membership eligibility for Go Energy Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Go Energy Financial directly for current membership requirements and application steps.
Is my money safe at Go Energy Financial?
Go Energy Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Go Energy Financial's net worth ratio of 11.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.