State credit union · Statesboro, Georgia · NCUA charter #67371
CORE
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $147.8M
- Total assets
- 15,516
- Members
- 12.6%
- Net-worth ratio
CORE scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $147.8M; members 15,516; net-worth ratio 12.57%; health rank #775 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#775 of 4,374 health · 2025Q4CORE · health 92/100 · $147.8M · 2025Q4
Call Report peers
CORE in the assets neighbourhood
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CORE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CORE sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
CORE vs $100M–$500M peers
- Largest favorable gap: Delinquency Rate at 0.33% vs peer 0.89% (-0.56 pp).
- Largest lag: Loan-to-Share Ratio at 70.97% vs peer 72.20% (-1.23 pp).
Where CORE sits in Georgia
- In Georgia, health place is #20 of 74 on the same NCUA-ratio sort used nationally.
- Georgia assets place: #25 of 74.
- Membership ranks #21 of 74 among Georgia CUs with a reported count (15,516 members).
- One place up in Georgia, E L C O (#19) ties at 92/100; one place down, Walker County Educators (#21) scores 91/100, 1 point lower.
CORE Call Report trajectory
CORE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $147.8M (2025Q4) to $151.0M (2026Q1).
- Net-worth ratio shifted -0.10 pp (12.67% → 12.57%).
12.57% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
CORE gives up 8 points in total. Member Growth costs the most, 7 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.7 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 15.3 pts
CORE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.57% | +0.46 pp |
| Delinquency Rate | 0.33% | -0.56 pp |
| Return on Assets | 0.41% | -0.21 pp |
| Member Growth | -0.54% | - |
| Loan-to-Share Ratio | 70.97% | -1.23 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
CORE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $151.0M | - |
| 2025Q4 | $147.8M | 15,516 |
| 2024Q4 | $142.0M | 15,601 |
| 2023Q4 | $140.8M | 15,414 |
Credit Union Details
- Charter Number
- 67371
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- Statesboro
- Data Quarter
- 2025Q4
Branch Locations (5)
CORE operates 5 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Statesboro, GA |
| Brooklet Branch | Brooklet, GA |
| Savannah Federal Branch | Savannah, GA |
| Memorial Health Branch | Savannah, GA |
| Market District Branch | Statesboro, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
CORE nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- CORE ranks #775 of 4,374 nationally on financial health and #20 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Go Energy Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Go Energy Financial
Frequently Asked Questions
Is CORE financially healthy?
CORE has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #775 of 4,374 nationally on health and #20 of 74 in Georgia. Its net worth ratio is 12.57% and its delinquency rate 0.33%.
How does CORE compare to other credit unions?
CORE scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.33% vs 0.89%). Its widest shortfall is loan-to-share ratio (70.97% vs 72.20%).
How can I join CORE?
Membership eligibility for CORE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CORE directly for current membership requirements and application steps.
Is my money safe at CORE?
CORE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CORE's net worth ratio of 12.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.