State credit union · Statesboro, Georgia · NCUA charter #67371
CORE
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $147.8M
- Total assets
- 15,516
- Members
- 12.6%
- Net-worth ratio
CORE scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $147.8M; members 15,516; net-worth ratio 12.57%; health rank #775 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#775 of 4,374 health · 2025Q4CORE · health 92/100 · $147.8M · 2025Q4
- HEALTH 92/100
- NW 12.6%
- DELQ 0.33%
- ROA 0.41%
- ASSETS $147.8M
- MEM 15,516
- RANK #775/4,374
- PHOTO HORIZON
- BOOK 67371
Call Report peers
CORE in the assets neighbourhood
CORE's $147.8M assets sit next to HORIZON ($147.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CORE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CORE - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67371. See our deposit-insurance coverage note.
CORE vs $100M–$500M peers
- Largest favorable gap: Delinquency Rate at 0.33% vs peer 0.89% (-0.56 pp).
- Largest lag: Loan-to-Share Ratio at 70.97% vs peer 72.20% (-1.23 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where CORE sits in Georgia
- In Georgia, health place is #20 of 74 on the same NCUA-ratio sort used nationally.
- Georgia assets place: #25 of 74.
- Membership ranks #21 of 74 among Georgia CUs with a reported count (15,516 members).
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
CORE Call Report trajectory
CORE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $147.8M (2025Q4) to $151.0M (2026Q1).
- Net-worth ratio shifted -0.10 pp (12.67% → 12.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.57% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.7 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 15.3 pts
CORE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.57% | +0.46 pp |
| Delinquency Rate | 0.33% | -0.56 pp |
| Return on Assets | 0.41% | -0.21 pp |
| Member Growth | -0.54% | - |
| Loan-to-Share Ratio | 70.97% | -1.23 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
CORE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $151.0M | - |
| 2025Q4 | $147.8M | 15,516 |
| 2024Q4 | $142.0M | 15,601 |
| 2023Q4 | $140.8M | 15,414 |
Credit Union Details
- Charter Number
- 67371
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- Statesboro
- Data Quarter
- 2025Q4
Branch Locations (5)
CORE operates 5 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Statesboro, GA |
| Brooklet Branch | Brooklet, GA |
| Savannah Federal Branch | Savannah, GA |
| Memorial Health Branch | Savannah, GA |
| Market District Branch | Statesboro, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
CORE nationwide neighbourhoods
CORE's nationwide photo peers by assets and by health score, excluding Georgia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($147.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- CORE ranks #775 of 4,374 nationally on financial health and #20 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Go Energy Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Go Energy Financial
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CORE financially healthy?
CORE has a financial health score of 92/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #775 of 4,374; by total assets it ranks #1,497 of 4,374 nationally (same basis as /rankings/largest); and #25 of 74 within Georgia. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.57% and delinquency rate of 0.33%.
How does CORE compare to other credit unions?
92/100 is CORE's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CORE?
Membership eligibility for CORE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CORE directly for current membership requirements and application steps.
Is my money safe at CORE?
Federal credit unions like CORE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CORE's net worth ratio of 12.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CORE offer compared to banks?
Credit unions like CORE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CORE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.