State credit union · Tigard, Oregon · NCUA charter #63440
Unitus Community
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $1.74B
- Total assets
- 106,216
- Members
- 9.8%
- Net-worth ratio
Unitus Community scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.74B; members 106,216; net-worth ratio 9.78%; health rank #1,698 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,698 of 4,374 health · 2025Q4Unitus Community · health 87/100 · $1.74B · 2025Q4
Call Report peers
Unitus Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Unitus Community vs every NCUA-scored credit union
Unitus Community sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Unitus Community vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +6.81 pp (90.71% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -1.40 pp (9.78% vs 11.18%).
Where Unitus Community sits in Oregon
- Oregon health ordinal: #21 of 48.
- Oregon assets place: #7 of 48.
- Membership ranks #7 of 48 among Oregon CUs with a reported count (106,216 members).
- One place up in Oregon, EMBOLD (#20) ties at 87/100; one place down, Castparts Employees (#22) scores 86/100, 1 point lower.
Unitus Community Call Report trajectory
Unitus Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $1.74B (2025Q4) to $1.81B (2026Q1).
- Net-worth ratio shifted -0.33 pp (10.11% → 9.78%).
This credit union's 9.78% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Unitus Community gives up 13 points in total. Return on Assets costs the most, 5.6 of its 15; Loan-to-Share Ratio loses the least, 0.3.
- Net Worth Ratio 29.4 pts
- Delinquency Rate 24.0 pts
- Return on Assets 9.4 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 14.3 pts
Call Report ratios for Unitus Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.78% | -1.40 pp |
| Delinquency Rate | 0.60% | -0.27 pp |
| Return on Assets | 0.12% | -0.38 pp |
| Member Growth | 0.79% | - |
| Loan-to-Share Ratio | 90.71% | +6.81 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Unitus Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.81B | - |
| 2025Q4 | $1.74B | 106,216 |
| 2024Q4 | $1.72B | 105,388 |
| 2023Q4 | $1.72B | 104,933 |
Credit Union Details
- Charter Number
- 63440
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Tigard
- Data Quarter
- 2025Q4
Branch Locations (12)
Unitus Community operates 12 offices across 8 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| UCCU-Tigard (Main Office) | Tigard, OR |
| UCCU-Cedar Hills | Beaverton, OR |
| UCCU-Clackamas | Clackamas, OR |
| UCCU-Gresham | Gresham, OR |
| UCCU-Tanasbourne | Hillsboro, OR |
| UCCU-Cascade | Portland, OR |
| UCCU-N Williams | Portland, OR |
| UCCU-Multnomah Village | Portland, OR |
| UCCU-Westmoreland | Portland, OR |
| UCCU-Salem | Salem, OR |
| UCCU-Bridgeport | Tigard, OR |
| UCCU-Mill Plain | Vancouver, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
More federally-insured credit unions based in Oregon, ordered by peer group match and asset size.
Cross-state Call Report peers for Unitus Community
Similar total assets
Using this data
- Unitus Community ranks #1,698 of 4,374 nationally on financial health and #21 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Community
Frequently Asked Questions
Is Unitus Community financially healthy?
Unitus Community has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,698 of 4,374 nationally on health and #21 of 48 in Oregon. Its net worth ratio is 9.78% and its delinquency rate 0.60%.
How does Unitus Community compare to other credit unions?
Unitus Community scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (90.71% vs 83.90%). Its widest shortfall is net worth ratio (9.78% vs 11.18%).
How can I join Unitus Community?
Membership eligibility for Unitus Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Unitus Community directly for current membership requirements and application steps.
Is my money safe at Unitus Community?
Unitus Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Unitus Community's net worth ratio of 9.78% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.