State credit union · Alexandria, Minnesota · NCUA charter #64304
Alexandria Schools Employees
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $9.2M
- Total assets
- 1,109
- Members
- 14.7%
- Net-worth ratio
Alexandria Schools Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.2M; members 1,109; net-worth ratio 14.72%; health rank #1,219 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,219 of 4,374 health · 2025Q4Alexandria Schools Employees · health 89/100 · $9.2M · 2025Q4
- NCUSIF 89/100
- CAMELS 14.7%
- HEALTH 0.73%
- NW 0.49%
- DELQ $9.2M
- ROA 1,109
- ASSETS #1,219/4,374
- MEM n/a
- RANK 64304
Call Report peers
Alexandria Schools Employees carries $9.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alexandria Schools Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Alexandria Schools Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #64304, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Alexandria Schools Employees vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +28.32 pp (91.92% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -4.34 pp (14.72% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Minnesota standing for Alexandria Schools Employees
- In Minnesota, health place is #34 of 82 on the same NCUA-ratio sort used nationally.
- Assets rank #68 of 82 inside Minnesota ($9.2M reported).
- Membership ranks #66 of 82 among Minnesota CUs with a reported count (1,109 members).
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Alexandria Schools Employees's 5300 filing moved
Alexandria Schools Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $9.2M (2025Q4) to $9.3M (2026Q1).
- Net-worth ratio shifted +0.09 pp (14.63% → 14.72%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 14.9 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 14.2 pts
Alexandria Schools Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.72% | -4.34 pp |
| Delinquency Rate | 0.73% | -1.08 pp |
| Return on Assets | 0.49% | +0.04 pp |
| Member Growth | -0.98% | - |
| Loan-to-Share Ratio | 91.92% | +28.32 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Alexandria Schools Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.3M | - |
| 2025Q4 | $9.2M | 1,109 |
| 2024Q4 | $8.7M | 1,120 |
| 2023Q4 | $8.8M | 1,127 |
Credit Union Details
- Charter Number
- 64304
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Minnesota
- City
- Alexandria
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Alexandria Schools Employees runs one office.
| Office | City |
|---|---|
| Alexandria Schools Employees Credit Union (Main Office) | Alexandria, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
Alexandria Schools Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Alexandria Schools Employees, both outside Minnesota so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Alexandria Schools Employees ranks #1,219 of 4,374 nationally on financial health and #34 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Pace is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Pace
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Alexandria Schools Employees financially healthy?
Alexandria Schools Employees has a financial health score of 89/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,219 of 4,374; by total assets it ranks #3,598 of 4,374 nationally (same basis as /rankings/largest); and #68 of 82 within Minnesota. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 14.72% and delinquency rate of 0.73%.
How does Alexandria Schools Employees compare to other credit unions?
On PlainCU's health composite, Alexandria Schools Employees lands at 89/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Alexandria Schools Employees?
Membership eligibility for Alexandria Schools Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Alexandria Schools Employees directly for current membership requirements and application steps.
Is my money safe at Alexandria Schools Employees?
Federal credit unions like Alexandria Schools Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alexandria Schools Employees's net worth ratio of 14.72% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Alexandria Schools Employees offer compared to banks?
Credit unions like Alexandria Schools Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Alexandria Schools Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.