Federal credit union · Portland, Oregon · NCUA charter #14786
Northwest Adventist
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $37.1M
- Total assets
- 3,163
- Members
- 14.6%
- Net-worth ratio
Northwest Adventist scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.1M; members 3,163; net-worth ratio 14.65%; health rank #908 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#908 of 4,374 health · 2025Q4Northwest Adventist · health 91/100 · $37.1M · 2025Q4
Call Report peers
Northwest Adventist in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwest Adventist vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northwest Adventist sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Northwest Adventist diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 81.32% here, 59.80% peer average (+21.52 pp).
- Net Worth Ratio trails the peer set - 14.65% here, 14.86% peer average (-0.21 pp).
Northwest Adventist: in-state Call Report ranks
- Oregon health ordinal: #14 of 48.
- Oregon assets place: #40 of 48.
- Member book place in Oregon: #38 of 48.
- One place up in Oregon, Selco Community (#13) scores 94/100, 3 points higher; one place down, Pacific N W (#15) ties at 91/100.
Quarter path for Northwest Adventist
Northwest Adventist: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -6.6% from $37.1M (2025Q4) to $34.7M (2026Q1).
- Net-worth ratio shifted +1.16 pp (13.49% → 14.65%).
At 14.65%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Northwest Adventist gives up 9 points in total. Member Growth costs the most, 5.2 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.7 pts
- Return on Assets 15.0 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for Northwest Adventist
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.65% | -0.21 pp |
| Delinquency Rate | 0.93% | -0.21 pp |
| Return on Assets | 1.44% | +0.74 pp |
| Member Growth | 0.70% | - |
| Loan-to-Share Ratio | 81.32% | +21.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.7M | - |
| 2025Q4 | $37.1M | 3,163 |
| 2024Q4 | $37.2M | 3,141 |
| 2023Q4 | $34.1M | 3,150 |
Credit Union Details
- Charter Number
- 14786
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Oregon
- City
- Portland
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Northwest Adventist runs one office.
| Office | City |
|---|---|
| NW Adventist FCU (Main Office) | Portland, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
A look at other Oregon credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Northwest Adventist ranks #908 of 4,374 nationally on financial health and #14 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Eweb Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Eweb Employees
Frequently Asked Questions
Is Northwest Adventist financially healthy?
Northwest Adventist has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #908 of 4,374 nationally on health and #14 of 48 in Oregon. Its net worth ratio is 14.65% and its delinquency rate 0.93%.
How does Northwest Adventist compare to other credit unions?
Northwest Adventist scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (81.32% vs 59.80%). Its widest shortfall is net worth ratio (14.65% vs 14.86%).
How can I join Northwest Adventist?
Northwest Adventist operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Northwest Adventist directly for the exact boundaries and application steps.
Is my money safe at Northwest Adventist?
Northwest Adventist is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwest Adventist's net worth ratio of 14.65% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.