Federal credit union · PORT ARTHUR, Texas · NCUA charter #8413
Port Arthur Teachers
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $36.9M
- Total assets
- 3,073
- Members
- 14.8%
- Net-worth ratio
Port Arthur Teachers scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $36.9M; members 3,073; net-worth ratio 14.75%; health rank #3,068 of 4,374; healthier than 28th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,068 of 4,374 health · 2025Q4Port Arthur Teachers · health 77/100 · $36.9M · 2025Q4
Call Report peers
Port Arthur Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Port Arthur Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Port Arthur Teachers sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Port Arthur Teachers vs $10M–$50M peers
- Loan-to-Share Ratio trails the peer set - 29.63% here, 59.80% peer average (-30.17 pp).
Port Arthur Teachers in Texas
- In Texas, health place is #268 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #212 of 386.
- Membership ranks #213 of 386 among Texas CUs with a reported count (3,073 members).
- One place up in Texas, Cen Tex Manufacturing (#267) ties at 77/100; one place down, Corpus Christi S.P. (#269) ties at 77/100.
Port Arthur Teachers Call Report trajectory
Port Arthur Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $36.9M (2025Q4) to $37.5M (2026Q1).
- Net-worth ratio shifted +0.10 pp (14.65% → 14.75%).
14.75% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
Port Arthur Teachers gives up 23 points in total. Member Growth costs the most, 8.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.9 pts
- Return on Assets 15.0 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 8.7 pts
Port Arthur Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.75% | -0.11 pp |
| Delinquency Rate | 1.41% | +0.26 pp |
| Return on Assets | 0.50% | -0.20 pp |
| Member Growth | -1.44% | - |
| Loan-to-Share Ratio | 29.63% | -30.17 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.5M | - |
| 2025Q4 | $36.9M | 3,073 |
| 2024Q4 | $34.8M | 3,118 |
| 2023Q4 | $36.2M | 3,193 |
Credit Union Details
- Charter Number
- 8413
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- PORT ARTHUR
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Port Arthur Teachers.
| Office | City |
|---|---|
| PORT ARTHUR TEACHERS FCU (Main Office) | PORT ARTHUR, TX |
| PORT ARTHUR TEACHERS FCU - MEMORIAL HIGH SCHOOL | PORT ARTHUR, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for Port Arthur Teachers
Using this data
- Port Arthur Teachers ranks #3,068 of 4,374 nationally on financial health and #268 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MID-TEX is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MID-TEX
Frequently Asked Questions
Is Port Arthur Teachers financially healthy?
Port Arthur Teachers has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,068 of 4,374 nationally on health and #268 of 386 in Texas. Its net worth ratio is 14.75% and its delinquency rate 1.41%.
How does Port Arthur Teachers compare to other credit unions?
Port Arthur Teachers scores 77/100, higher than 28% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (29.63% vs 59.80%).
How can I join Port Arthur Teachers?
Port Arthur Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Port Arthur Teachers directly for the exact boundaries and application steps.
Is my money safe at Port Arthur Teachers?
Port Arthur Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Port Arthur Teachers's net worth ratio of 14.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.