State credit union · Los Angeles, California · NCUA charter #64171
UNIVERSITY
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $1.17B
- Total assets
- 59,567
- Members
- 8.7%
- Net-worth ratio
UNIVERSITY scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.17B; members 59,567; net-worth ratio 8.67%; health rank #2,487 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,487 of 4,374 health · 2025Q4UNIVERSITY · health 82/100 · $1.17B · 2025Q4
Call Report peers
UNIVERSITY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
UNIVERSITY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); UNIVERSITY sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where UNIVERSITY diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 101.63% here, 83.90% peer average (+17.73 pp).
- Largest lag: Net Worth Ratio at 8.67% vs peer 11.18% (-2.51 pp).
UNIVERSITY in California
- California health ordinal: #151 of 243.
- By total assets, UNIVERSITY is #59 of 243 in California.
- Member book place in California: #57 of 243.
- One place up in California, First Entertainment (#150) ties at 82/100; one place down, Sun Community (#152) ties at 82/100.
UNIVERSITY Call Report trajectory
UNIVERSITY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $1.17B (2025Q4) to $1.19B (2026Q1).
- Net-worth ratio shifted -0.08 pp (8.75% → 8.67%).
This credit union's 8.67% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
UNIVERSITY gives up 18 points in total. Delinquency Rate costs the most, 9.8 of its 25; Member Growth scores full marks.
- Net Worth Ratio 26.7 pts
- Delinquency Rate 15.2 pts
- Return on Assets 14.9 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.67% | -2.51 pp |
| Delinquency Rate | 1.64% | +0.77 pp |
| Return on Assets | 0.50% | -0.01 pp |
| Member Growth | 5.67% | - |
| Loan-to-Share Ratio | 101.63% | +17.73 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
UNIVERSITY quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.19B | - |
| 2025Q4 | $1.17B | 59,567 |
| 2024Q4 | $1.14B | 56,372 |
| 2023Q4 | $1.17B | 52,100 |
Credit Union Details
- Charter Number
- 64171
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Locations (4)
UNIVERSITY operates 4 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Westwood HQ (Main Office) | Los Angeles, CA |
| ACU Banking Hub | Abilene, TX |
| Westwood Advisory Center | Los Angeles, CA |
| UCLA Advisory Center | Los Angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near UNIVERSITY
Using this data
- UNIVERSITY ranks #2,487 of 4,374 nationally on financial health and #151 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HONDA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HONDA
Frequently Asked Questions
Is UNIVERSITY financially healthy?
UNIVERSITY has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,487 of 4,374 nationally on health and #151 of 243 in California. Its net worth ratio is 8.67% and its delinquency rate 1.64%.
How does UNIVERSITY compare to other credit unions?
UNIVERSITY scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (101.63% vs 83.90%). Its widest shortfall is net worth ratio (8.67% vs 11.18%).
How can I join UNIVERSITY?
Membership eligibility for UNIVERSITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact UNIVERSITY directly for current membership requirements and application steps.
Is my money safe at UNIVERSITY?
UNIVERSITY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. UNIVERSITY's net worth ratio of 8.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.