State credit union · Jefferson City, Missouri · NCUA charter #64718
Missouri Baptist
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $9.8M
- Total assets
- 938
- Members
- 6.8%
- Net-worth ratio
Missouri Baptist scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.8M; members 938; net-worth ratio 6.82%; health rank #2,505 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,505 of 4,374 health · 2025Q4Missouri Baptist · health 82/100 · $9.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Missouri Baptist vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Missouri Baptist sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Missouri Baptist diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +18.63 pp (82.23% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -12.24 pp (6.82% vs 19.06%).
Missouri Baptist: in-state Call Report ranks
- In Missouri, health place is #51 of 89 on the same NCUA-ratio sort used nationally.
- By total assets, Missouri Baptist is #70 of 89 in Missouri.
- Member book place in Missouri: #76 of 89.
- One place up in Missouri, Burlington Northtown Community (#50) ties at 82/100; one place down, District One Highway (#52) scores 81/100, 1 point lower.
Missouri Baptist: 2025Q4 → 2026Q1
Missouri Baptist: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.0% from $9.8M (2025Q4) to $10.5M (2026Q1).
- Net-worth ratio shifted -0.39 pp (7.21% → 6.82%).
At 6.82%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 82/100 score is built
Missouri Baptist gives up 18 points in total. Net Worth Ratio costs the most, 8.9 of its 30; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 21.2 pts
- Delinquency Rate 23.8 pts
- Return on Assets 13.3 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 15.3 pts
Missouri Baptist health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 6.82% | -12.24 pp |
| Delinquency Rate | 0.62% | -1.19 pp |
| Return on Assets | 0.39% | -0.07 pp |
| Member Growth | -0.32% | - |
| Loan-to-Share Ratio | 82.23% | +18.63 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.5M | - |
| 2025Q4 | $9.8M | 938 |
| 2024Q4 | $9.1M | 941 |
| 2023Q4 | $9.0M | 955 |
Credit Union Details
- Charter Number
- 64718
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Missouri
- City
- Jefferson City
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Missouri Baptist.
| Office | City |
|---|---|
| Main Office (Main Office) | Jefferson City, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
A look at other Missouri credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Missouri Baptist ranks #2,505 of 4,374 nationally on financial health and #51 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- South Central Missouri is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with South Central Missouri
Frequently Asked Questions
Is Missouri Baptist financially healthy?
On its 2025Q4 NCUA 5300 filing, Missouri Baptist scores 82/100 (Excellent), with a 6.82% net worth ratio and 0.62% of loans delinquent. It ranks #2,505 of 4,374 nationally on health and #51 of 89 in Missouri.
How does Missouri Baptist compare to other credit unions?
Missouri Baptist scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (82.23% vs 63.60%). Its widest shortfall is net worth ratio (6.82% vs 19.06%).
How can I join Missouri Baptist?
Membership eligibility for Missouri Baptist depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Missouri Baptist directly for current membership requirements and application steps.
Is my money safe at Missouri Baptist?
Missouri Baptist is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Missouri Baptist's net worth ratio of 6.82% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.