Federal credit union · NAMPA, Idaho · NCUA charter #97073
Northwest Christian
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $104.2M
- Total assets
- 5,131
- Members
- 8.3%
- Net-worth ratio
Northwest Christian scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $104.2M; members 5,131; net-worth ratio 8.28%; health rank #3,840 of 4,374; healthier than 12th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,840 of 4,374 health · 2025Q4Northwest Christian · health 66/100 · $104.2M · 2025Q4
Call Report peers
Northwest Christian in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwest Christian vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northwest Christian sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Northwest Christian: Call Report deltas vs peers
- Loan-to-Share Ratio trails the peer set - 55.15% here, 72.20% peer average (-17.05 pp).
Where Northwest Christian sits in Idaho
- Health composite ranks #25 of 26 among scored Idaho credit unions.
- Assets rank #17 of 26 inside Idaho ($104.2M reported).
- Membership ranks #20 of 26 among Idaho CUs with a reported count (5,131 members).
- One place up in Idaho, SEI (#24) scores 67/100, 1 point higher; one place down, LOOKOUT (#26) scores 59/100, 7 points lower.
Northwest Christian Call Report trajectory
Northwest Christian: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $104.2M (2025Q4) to $104.6M (2026Q1).
- Net-worth ratio shifted -0.03 pp (8.31% → 8.28%).
At 8.28%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Northwest Christian gives up 34 points in total. Return on Assets costs the most, 14.4 of its 15; Loan-to-Share Ratio loses the least, 3.3.
- Net Worth Ratio 25.7 pts
- Delinquency Rate 20.7 pts
- Return on Assets 0.6 pts
- Member Growth 7.5 pts
- Loan-to-Share Ratio 11.5 pts
Northwest Christian health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.28% | -3.83 pp |
| Delinquency Rate | 0.93% | +0.04 pp |
| Return on Assets | -0.43% | -1.05 pp |
| Member Growth | -0.85% | - |
| Loan-to-Share Ratio | 55.15% | -17.05 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Northwest Christian
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $104.6M | - |
| 2025Q4 | $104.2M | 5,131 |
| 2024Q4 | $103.4M | 5,175 |
| 2023Q4 | $99.2M | 5,227 |
Credit Union Details
- Charter Number
- 97073
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Idaho
- City
- NAMPA
- Data Quarter
- 2025Q4
Branch Locations (2)
Northwest Christian operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN BRANCH (Main Office) | NAMPA, ID |
| Fairview Branch | Meridian, ID |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Idaho
More federally-insured credit unions based in Idaho, ordered by peer group match and asset size.
Cross-state Call Report peers for Northwest Christian
Using this data
- Northwest Christian ranks #3,840 of 4,374 nationally on financial health and #25 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LATAH is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LATAH
Frequently Asked Questions
Is Northwest Christian financially healthy?
On its 2025Q4 NCUA 5300 filing, Northwest Christian scores 66/100 (Good), with a 8.28% net worth ratio and 0.93% of loans delinquent. It ranks #3,840 of 4,374 nationally on health and #25 of 26 in Idaho.
How does Northwest Christian compare to other credit unions?
Northwest Christian scores 66/100, higher than 12% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (55.15% vs 72.20%).
How can I join Northwest Christian?
Membership eligibility for Northwest Christian depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northwest Christian directly for current membership requirements and application steps.
Is my money safe at Northwest Christian?
Northwest Christian is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwest Christian's net worth ratio of 8.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.