State credit union · GLASCO, Kansas · NCUA charter #67812
Mid Plains
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $1.2M
- Total assets
- 239
- Members
- 18.6%
- Net-worth ratio
Mid Plains scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.2M; members 239; net-worth ratio 18.62%; health rank #3,808 of 4,374; healthier than 12th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,808 of 4,374 health · 2025Q4Mid Plains · health 66/100 · $1.2M · 2025Q4
- DELQ 66/100
- ROA 18.6%
- ASSETS 6.84%
- MEM 0.66%
- RANK $1.2M
- PHOTO 239
- BOOK #3,808/4,374
- CHARTER n/a
- NCUSIF 67812
Call Report peers
Mid Plains carries $1.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mid Plains vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mid Plains - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67812. See our deposit-insurance coverage note.
Mid Plains: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 84.64% here, 52.70% peer average (+31.94 pp).
- Largest lag: Net Worth Ratio at 18.62% vs peer 22.93% (-4.31 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Kansas standing for Mid Plains
- In Kansas, health place is #53 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, Mid Plains is #58 of 61 in Kansas.
- Member book place in Kansas: #57 of 61.
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Mid Plains Call Report trajectory
Mid Plains: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.0% from $1.2M (2025Q4) to $1.2M (2026Q1).
- Net-worth ratio shifted +0.58 pp (18.04% → 18.62%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 18.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.0 pts
- Loan-to-Share Ratio 15.0 pts
Mid Plains vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.62% | -4.31 pp |
| Delinquency Rate | 6.84% | +2.37 pp |
| Return on Assets | 0.66% | +0.44 pp |
| Member Growth | -1.65% | - |
| Loan-to-Share Ratio | 84.64% | +31.94 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Mid Plains
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.2M | - |
| 2025Q4 | $1.2M | 239 |
| 2024Q4 | $1.2M | 243 |
| 2023Q4 | $1.2M | 256 |
Credit Union Details
- Charter Number
- 67812
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Kansas
- City
- GLASCO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Mid Plains.
| Office | City |
|---|---|
| Mid Plains Credit Union (Main Office) | Glasco, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Mid Plains nationwide neighbourhoods
Mid Plains's nationwide photo peers by assets and by health score, excluding Kansas charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Mid Plains ranks #3,808 of 4,374 nationally on financial health and #53 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Salina Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Salina Municipal
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mid Plains financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Mid Plains carries a financial health score of 66/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,808 of 4,374; by total assets it ranks #4,211 of 4,374 nationally (same basis as /rankings/largest); and #58 of 61 within Kansas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 18.62% net worth ratio and a 6.84% delinquency rate.
How does Mid Plains compare to other credit unions?
Mid Plains scores 66/100 on PlainCU's health composite, compared to a peer group average for Under $2M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mid Plains?
Membership eligibility for Mid Plains depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Mid Plains directly for current membership requirements and application steps.
Is my money safe at Mid Plains?
Federal credit unions like Mid Plains are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mid Plains's net worth ratio of 18.62% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mid Plains offer compared to banks?
Credit unions like Mid Plains are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mid Plains directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.