Federal credit union · Heath, Ohio · NCUA charter #15307
HOPEWELL
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $165.9M
- Total assets
- 9,098
- Members
- 7.9%
- Net-worth ratio
HOPEWELL scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $165.9M; members 9,098; net-worth ratio 7.86%; health rank #1,020 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,020 of 4,374 health · 2025Q4HOPEWELL · health 91/100 · $165.9M · 2025Q4
Call Report peers
HOPEWELL in the assets neighbourhood
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HOPEWELL vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); HOPEWELL sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for HOPEWELL
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.48 pp (0.41% vs 0.89%).
- Largest lag: Net Worth Ratio at 7.86% vs peer 12.11% (-4.25 pp).
Where HOPEWELL sits in Ohio
- Ohio health ordinal: #42 of 196.
- By total assets, HOPEWELL is #55 of 196 in Ohio.
- Ohio membership ordinal: #67 of 196.
- One place up in Ohio, RIVERVIEW (#41) ties at 91/100; one place down, Firstenergy Family (#43) scores 90/100, 1 point lower.
HOPEWELL Call Report trajectory
HOPEWELL: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $165.9M (2025Q4) to $168.6M (2026Q1).
- Net-worth ratio shifted +0.08 pp (7.78% → 7.86%).
At 7.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
HOPEWELL gives up 9 points in total. Net Worth Ratio costs the most, 5.4 of its 30; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 24.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.8 pts
- Member Growth 12.9 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for HOPEWELL
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.86% | -4.25 pp |
| Delinquency Rate | 0.41% | -0.48 pp |
| Return on Assets | 0.42% | -0.20 pp |
| Member Growth | 3.28% | - |
| Loan-to-Share Ratio | 72.25% | +0.05 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - HOPEWELL
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $168.6M | - |
| 2025Q4 | $165.9M | 9,098 |
| 2024Q4 | $152.6M | 8,809 |
| 2023Q4 | $147.2M | 8,931 |
Credit Union Details
- Charter Number
- 15307
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Heath
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for HOPEWELL, spread across 3 cities.
| Office | City |
|---|---|
| Main office (Main Office) | Heath, OH |
| Johnstown | Johnstown, OH |
| Newark | Newark, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near HOPEWELL
Using this data
- HOPEWELL ranks #1,020 of 4,374 nationally on financial health and #42 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Best Reward is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Best Reward
Frequently Asked Questions
Is HOPEWELL financially healthy?
HOPEWELL has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,020 of 4,374 nationally on health and #42 of 196 in Ohio. Its net worth ratio is 7.86% and its delinquency rate 0.41%.
How does HOPEWELL compare to other credit unions?
HOPEWELL scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.41% vs 0.89%). Its widest shortfall is net worth ratio (7.86% vs 12.11%).
How can I join HOPEWELL?
HOPEWELL operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact HOPEWELL directly for the exact boundaries and application steps.
Is my money safe at HOPEWELL?
HOPEWELL is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. HOPEWELL's net worth ratio of 7.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.