Federal credit union · CINCINNATI, Ohio · NCUA charter #389
Cincinnati Ohio Police
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $188.0M
- Total assets
- 11,251
- Members
- 11.3%
- Net-worth ratio
Cincinnati Ohio Police scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $188.0M; members 11,251; net-worth ratio 11.31%; health rank #797 of 4,374; healthier than 80th of scored peers.
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#797 of 4,374 health · 2025Q4Cincinnati Ohio Police · health 92/100 · $188.0M · 2025Q4
Call Report peers
Cincinnati Ohio Police in the assets neighbourhood
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Cincinnati Ohio Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cincinnati Ohio Police sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Cincinnati Ohio Police diverges from peer averages
- Largest lag: Loan-to-Share Ratio at 64.93% vs peer 72.20% (-7.27 pp).
Cincinnati Ohio Police in Ohio
- Health composite ranks #30 of 196 among scored Ohio credit unions.
- Assets rank #53 of 196 inside Ohio ($188.0M reported).
- Ohio membership ordinal: #59 of 196.
- One place up in Ohio, STARK (#29) ties at 92/100; one place down, Canton School Employees (#31) ties at 92/100.
How Cincinnati Ohio Police's 5300 filing moved
Cincinnati Ohio Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.1% from $188.0M (2025Q4) to $186.0M (2026Q1).
- Net-worth ratio shifted +0.32 pp (10.99% → 11.31%).
11.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Cincinnati Ohio Police gives up 8 points in total. Delinquency Rate costs the most, 5.8 of its 25; Net Worth Ratio and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.2 pts
- Return on Assets 14.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.4 pts
Cincinnati Ohio Police health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.31% | -0.80 pp |
| Delinquency Rate | 1.11% | +0.22 pp |
| Return on Assets | 0.46% | -0.16 pp |
| Member Growth | 5.91% | - |
| Loan-to-Share Ratio | 64.93% | -7.27 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Cincinnati Ohio Police
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $186.0M | - |
| 2025Q4 | $188.0M | 11,251 |
| 2024Q4 | $168.2M | 10,623 |
| 2023Q4 | $164.3M | 10,773 |
Credit Union Details
- Charter Number
- 389
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- CINCINNATI
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Cincinnati Ohio Police runs 6 offices in 3 different cities.
| Office | City |
|---|---|
| Cincinnati Ohio Police FCU (Main Office) | Cincinnati, OH |
| Blue Ash | Blue Ash, OH |
| Northwest Branch | Cincinnati, OH |
| Knight Credit Union | Cincinnati, OH |
| Cardinal Credit Union | Cincinnati, OH |
| Fairfield Township | Fairfield Township, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Cincinnati Ohio Police
Using this data
- Cincinnati Ohio Police ranks #797 of 4,374 nationally on financial health and #30 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ABBEY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ABBEY
Frequently Asked Questions
Is Cincinnati Ohio Police financially healthy?
On its 2025Q4 NCUA 5300 filing, Cincinnati Ohio Police scores 92/100 (Excellent), with a 11.31% net worth ratio and 1.11% of loans delinquent. It ranks #797 of 4,374 nationally on health and #30 of 196 in Ohio.
How does Cincinnati Ohio Police compare to other credit unions?
Cincinnati Ohio Police scores 92/100, higher than 80% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (64.93% vs 72.20%).
How can I join Cincinnati Ohio Police?
Cincinnati Ohio Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Cincinnati Ohio Police directly to confirm current membership steps.
Is my money safe at Cincinnati Ohio Police?
Cincinnati Ohio Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cincinnati Ohio Police's net worth ratio of 11.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.