Federal credit union · TAMPA, Florida · NCUA charter #4395
Tampa Postal
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $98.4M
- Total assets
- 6,114
- Members
- 10.8%
- Net-worth ratio
Tampa Postal scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.4M; members 6,114; net-worth ratio 10.82%; health rank #3,656 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,656 of 4,374 health · 2025Q4Tampa Postal · health 69/100 · $98.4M · 2025Q4
Call Report peers
Tampa Postal in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Tampa Postal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Tampa Postal sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Tampa Postal: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.34% vs peer 0.96% (-0.62 pp).
- Loan-to-Share Ratio trails the peer set - 40.72% here, 62.60% peer average (-21.88 pp).
Where Tampa Postal sits in Florida
- In Florida, health place is #102 of 109 on the same NCUA-ratio sort used nationally.
- By total assets, Tampa Postal is #72 of 109 in Florida.
- Member book place in Florida: #74 of 109.
- One place up in Florida, Miami Postal Service (#101) scores 71/100, 2 points higher; one place down, We Florida Financial (#103) ties at 69/100.
Tampa Postal Call Report trajectory
Tampa Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $98.4M (2025Q4) to $99.7M (2026Q1).
- Net-worth ratio shifted -0.29 pp (11.11% → 10.82%).
This credit union's 10.82% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 69/100 score is built
Tampa Postal gives up 31 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 3.9 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.1 pts
Tampa Postal health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.82% | -2.80 pp |
| Delinquency Rate | 0.34% | -0.62 pp |
| Return on Assets | -0.07% | -0.73 pp |
| Member Growth | -5.75% | - |
| Loan-to-Share Ratio | 40.72% | -21.88 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Tampa Postal
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $99.7M | - |
| 2025Q4 | $98.4M | 6,114 |
| 2024Q4 | $94.0M | 6,487 |
| 2023Q4 | $95.9M | 6,617 |
Credit Union Details
- Charter Number
- 4395
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- Florida
- City
- TAMPA
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Tampa Postal runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Florida Ave. Office (Main Office) | Lutz, FL |
| Brandon Office | Brandon, FL |
| Ft. Myers Branch | Fort Myers, FL |
| Airport Office | Tampa, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Tampa Postal nationwide neighbourhoods
Using this data
- Tampa Postal ranks #3,656 of 4,374 nationally on financial health and #102 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Broward Healthcare is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Broward Healthcare
Frequently Asked Questions
Is Tampa Postal financially healthy?
Tampa Postal has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,656 of 4,374 nationally on health and #102 of 109 in Florida. Its net worth ratio is 10.82% and its delinquency rate 0.34%.
How does Tampa Postal compare to other credit unions?
Tampa Postal scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.34% vs 0.96%). Its widest shortfall is loan-to-share ratio (40.72% vs 62.60%).
How can I join Tampa Postal?
Tampa Postal serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Tampa Postal directly for the current list of qualifying groups.
Is my money safe at Tampa Postal?
Tampa Postal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tampa Postal's net worth ratio of 10.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.