State credit union · Newberry, Michigan · NCUA charter #60423
Tahquamenon Area
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $67.5M
- Total assets
- 4,634
- Members
- 12.2%
- Net-worth ratio
Tahquamenon Area scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $67.5M; members 4,634; net-worth ratio 12.15%; health rank #3,651 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
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Tahquamenon Area vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Tahquamenon Area sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Tahquamenon Area: Call Report deltas vs peers
- Loan-to-Share Ratio trails the peer set - 43.80% here, 62.60% peer average (-18.80 pp).
Tahquamenon Area in Michigan
- In Michigan, health place is #162 of 171 on the same NCUA-ratio sort used nationally.
- Assets rank #126 of 171 inside Michigan ($67.5M reported).
- Michigan membership ordinal: #128 of 171.
- One place up in Michigan, United Churches (#161) scores 71/100, 2 points higher; one place down, One Detroit (#163) scores 68/100, 1 point lower.
Tahquamenon Area Call Report trajectory
Tahquamenon Area: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $67.5M (2025Q4) to $67.6M (2026Q1).
- Net-worth ratio shifted +0.03 pp (12.12% → 12.15%).
At 12.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
Tahquamenon Area gives up 31 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.2 pts
- Return on Assets 9.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.5 pts
Call Report ratios for Tahquamenon Area
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.15% | -1.47 pp |
| Delinquency Rate | 0.98% | +0.01 pp |
| Return on Assets | 0.12% | -0.54 pp |
| Member Growth | -5.64% | - |
| Loan-to-Share Ratio | 43.80% | -18.80 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $67.6M | - |
| 2025Q4 | $67.5M | 4,634 |
| 2024Q4 | $70.2M | 4,911 |
| 2023Q4 | $69.5M | 5,344 |
Credit Union Details
- Charter Number
- 60423
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Michigan
- City
- Newberry
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Tahquamenon Area runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Newberry (Main Office) | Newberry, MI |
| Engadine | Engadine, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
A look at other Michigan credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Tahquamenon Area ranks #3,651 of 4,374 nationally on financial health and #162 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A.B.D. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A.B.D.
Frequently Asked Questions
Is Tahquamenon Area financially healthy?
Tahquamenon Area has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,651 of 4,374 nationally on health and #162 of 171 in Michigan. Its net worth ratio is 12.15% and its delinquency rate 0.98%.
How does Tahquamenon Area compare to other credit unions?
Tahquamenon Area scores 69/100, higher than 16% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (43.80% vs 62.60%).
How can I join Tahquamenon Area?
Membership eligibility for Tahquamenon Area depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Tahquamenon Area directly for current membership requirements and application steps.
Is my money safe at Tahquamenon Area?
Tahquamenon Area is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tahquamenon Area's net worth ratio of 12.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.