Federal credit union · Burbank, California · NCUA charter #8230

Technicolor

Health score 61/100 (Good) - from the NCUA 5300 Call Report, 2025Q4.

61
Health / 100
$85.6M
Total assets
4,072
Members
8.2%
Net-worth ratio

Technicolor - Share Insurance Coverage

Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #8230. See our deposit-insurance coverage note.

NCUSIF coverage gauge for Technicolor Share insurance under NCUSIF covers up to $250,000 per share owner. Technicolor holds approximately $58.7M in member shares. Composite CAMELS rating bracket 2 (Satisfactory). Risk-based capital ratio 8.2 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 2 · Satisfactory RBC ratio 8.2% · $58.7M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Technicolor - Five Health Pillars

Below, five 0-100 sub-scores, one per pillar of the composite. Weight and sum them and the result matches the headline health score above exactly - same NCUA 5300 figures, no normalisation tricks.

  • Capital (net worth ratio) 8.24% 30% weight
  • Asset quality (delinquency) 0.25% 25% weight
  • Earnings (ROA) -1.07% 15% weight
  • Member growth -5.17% 15% weight
  • Liquidity (loan-to-share) 102% 15% weight

Weighted composite: 61/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.

Source: NCUA 5300 Call Report, sub-scores per PlainCU methodology (see the methodology guide)
Net worth ratio vs. NCUA well-capitalized threshold 55.0%

This credit union's 8.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

$85.6M
Total Assets
4,072
Members
$59.6M
Total Loans
$58.7M
Total Deposits

Financial Health Metrics

Metric Value Weight
Net Worth Ratio 8.24% 30%
Delinquency Rate 0.25% 25%
Return on Assets -1.07% 15%
Member Growth -5.17% 15%
Loan-to-Share Ratio 101.61% 15%

Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).

Historical Financials

Quarter Assets Members
2025Q4 $85.6M 4,072
2024Q4 $84.8M 4,294
2023Q4 $92.1M 4,509

Credit Union Details

Charter Number
8230
Type
Federal
Field of Membership
Community
Peer Group
$50M–$100M
State
California
City
Burbank
Data Quarter
2025Q4

What This Data Says About Technicolor

Headquartered in Burbank, California, Technicolor is a federal credit union with 4,072 members, $85.6M in total assets, and $59.6M in outstanding loans on the books as of Q4 2025. Its five-factor composite puts the health score at 61/100 (Good), driven in part by a net worth ratio of 8.24% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. It carries charter #8230 and reports within peer group $50M–$100M, a cohort of 584 similarly-sized institutions.

Deposits deployed into lending sit at a 101.61% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Loan quality, meanwhile, shows 0.25% of the book 60+ days past due - the peer group average for $50M–$100M credit unions sits at 0.963%, so this institution is running tighter than peers. Return on assets stands at -1.07% on net income of $-916330 for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.

Year-over-year membership changed by -5.17%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Community) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.

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Sources & disclaimer

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

Frequently Asked Questions

Is Technicolor financially healthy?

Yes/no aside, the number is 61/100 (Good) - Technicolor's financial health score from the NCUA 5300 Call Report, Q4 2025. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.24% net worth ratio and 0.25% delinquency rate are the key drivers.

How does Technicolor compare to other credit unions?

PlainCU's health composite puts Technicolor at 61/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Technicolor?

Technicolor operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Technicolor directly for the exact boundaries and application steps.

Is my money safe at Technicolor?

Federal credit unions like Technicolor are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Technicolor's net worth ratio of 8.24% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Technicolor offer compared to banks?

Credit unions like Technicolor are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Technicolor directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.