Federal credit union · Fort Worth, Texas · NCUA charter #5337
Texas People
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $24.2M
- Total assets
- 1,940
- Members
- 18.0%
- Net-worth ratio
Texas People scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.2M; members 1,940; net-worth ratio 18.04%; health rank #4,051 of 4,374; healthier than 7th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,051 of 4,374 health · 2025Q4Texas People · health 60/100 · $24.2M · 2025Q4
Call Report peers
Texas People in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas People vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Texas People sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Texas People vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 91.21% vs peer 59.80% (+31.41 pp).
- Return on Assets trails the peer set - -0.50% here, 0.70% peer average (-1.21 pp).
Texas People in Texas
- Health composite ranks #358 of 386 among scored Texas credit unions.
- Texas assets place: #242 of 386.
- Member book place in Texas: #258 of 386.
- One place up in Texas, Oak Farms Employees (#357) ties at 60/100; one place down, Southern Star (#359) ties at 60/100.
How Texas People's 5300 filing moved
Texas People: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $24.2M (2025Q4) to $24.7M (2026Q1).
- Net-worth ratio shifted -0.73 pp (18.77% → 18.04%).
At 18.04%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 60/100 score is built
Texas People gives up 40 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.7 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.3 pts
Texas People vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.04% | +3.18 pp |
| Delinquency Rate | 1.57% | +0.43 pp |
| Return on Assets | -0.50% | -1.21 pp |
| Member Growth | -13.62% | - |
| Loan-to-Share Ratio | 91.21% | +31.41 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $24.7M | - |
| 2025Q4 | $24.2M | 1,940 |
| 2024Q4 | $25.1M | 2,246 |
| 2023Q4 | $27.1M | 2,333 |
Credit Union Details
- Charter Number
- 5337
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Fort Worth
- Data Quarter
- 2025Q4
Branch Locations (2)
Texas People operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Texas People FCU (Main Office) | Fort Worth, TX |
| Credit Union Resources | Plano, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for Texas People
Similar total assets
Similar health score
Using this data
- Texas People ranks #4,051 of 4,374 nationally on financial health and #358 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bayou City is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bayou City
Frequently Asked Questions
Is Texas People financially healthy?
On its 2025Q4 NCUA 5300 filing, Texas People scores 60/100 (Good), with a 18.04% net worth ratio and 1.57% of loans delinquent. It ranks #4,051 of 4,374 nationally on health and #358 of 386 in Texas.
How does Texas People compare to other credit unions?
Texas People scores 60/100, higher than 7% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (91.21% vs 59.80%). Its widest shortfall is return on assets (-0.50% vs 0.70%).
How can I join Texas People?
Texas People operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Texas People directly for the exact boundaries and application steps.
Is my money safe at Texas People?
Texas People is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas People's net worth ratio of 18.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.