Federal credit union · TEANECK, New Jersey · NCUA charter #2021
TEANECK
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $17.3M
- Total assets
- 993
- Members
- 12.4%
- Net-worth ratio
TEANECK scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.3M; members 993; net-worth ratio 12.44%; health rank #3,913 of 4,374; healthier than 10th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,913 of 4,374 health · 2025Q4TEANECK · health 64/100 · $17.3M · 2025Q4
- RANK 64/100
- PHOTO 12.4%
- BOOK 2.55%
- CHARTER 0.51%
- NCUSIF $17.3M
- CAMELS 993
- HEALTH #3,913/4,374
- NW Armstrong Co. Federal Emp.
- DELQ 2021
Call Report peers
TEANECK in the assets neighbourhood
TEANECK's $17.3M assets sit next to Armstrong Co. Federal Emp. ($17.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TEANECK vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TEANECK - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #2021 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
TEANECK: Call Report deltas vs peers
- Loan-to-Share Ratio trails the peer set - 44.20% here, 59.80% peer average (-15.60 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
TEANECK in New Jersey
- Health composite ranks #102 of 127 among scored New Jersey credit unions.
- Assets rank #70 of 127 inside New Jersey ($17.3M reported).
- New Jersey membership ordinal: #90 of 127.
In-state ordinals use the live credit_unions table for NJ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for TEANECK
TEANECK: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.9% from $17.3M (2025Q4) to $17.1M (2026Q1).
- Net-worth ratio shifted -0.07 pp (12.51% → 12.44%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 64.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
TEANECK vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.44% | -2.42 pp |
| Delinquency Rate | 2.55% | +1.41 pp |
| Return on Assets | 0.51% | -0.19 pp |
| Member Growth | -8.98% | - |
| Loan-to-Share Ratio | 44.20% | -15.60 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
TEANECK quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.1M | - |
| 2025Q4 | $17.3M | 993 |
| 2024Q4 | $16.1M | 1,091 |
| 2023Q4 | $15.7M | 1,019 |
Credit Union Details
- Charter Number
- 2021
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- TEANECK
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, TEANECK runs one office.
| Office | City |
|---|---|
| TFCU (Main Office) | TEANECK, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
TEANECK nationwide neighbourhoods
TEANECK's nationwide photo peers by assets and by health score, excluding New Jersey charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($17.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (64/100 here).
Using this data
- TEANECK ranks #3,913 of 4,374 nationally on financial health and #102 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1166 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1166
- Rates and health both vary by institution, not just by state -- see how New Jersey credit unions compare overall before assuming this one is typical. New Jersey state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is TEANECK financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, TEANECK carries a financial health score of 64/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,913 of 4,374; by total assets it ranks #3,233 of 4,374 nationally (same basis as /rankings/largest); and #70 of 127 within New Jersey. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.44% net worth ratio and a 2.55% delinquency rate.
How does TEANECK compare to other credit unions?
PlainCU's health composite puts TEANECK at 64/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join TEANECK?
TEANECK is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact TEANECK directly to confirm eligibility.
Is my money safe at TEANECK?
Federal credit unions like TEANECK are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEANECK's net worth ratio of 12.44% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does TEANECK offer compared to banks?
Credit unions like TEANECK are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact TEANECK directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.