Federal credit union · TEANECK, New Jersey · NCUA charter #2021
TEANECK
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $17.3M
- Total assets
- 993
- Members
- 12.4%
- Net-worth ratio
TEANECK scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.3M; members 993; net-worth ratio 12.44%; health rank #3,913 of 4,374; healthier than 10th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,913 of 4,374 health · 2025Q4TEANECK · health 64/100 · $17.3M · 2025Q4
Call Report peers
TEANECK in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TEANECK vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TEANECK sits in 60-64 with 179 others.
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TEANECK: Call Report deltas vs peers
- Loan-to-Share Ratio trails the peer set - 44.20% here, 59.80% peer average (-15.60 pp).
TEANECK in New Jersey
- Health composite ranks #102 of 127 among scored New Jersey credit unions.
- Assets rank #70 of 127 inside New Jersey ($17.3M reported).
- New Jersey membership ordinal: #90 of 127.
- One place up in New Jersey, RIEGEL (#101) scores 65/100, 1 point higher; one place down, Fort Billings (#103) ties at 64/100.
Quarter path for TEANECK
TEANECK: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $17.3M (2025Q4) to $17.1M (2026Q1).
- Net-worth ratio shifted -0.07 pp (12.51% → 12.44%).
At 12.44%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
TEANECK gives up 36 points in total. Delinquency Rate costs the most, 16 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
TEANECK vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.44% | -2.42 pp |
| Delinquency Rate | 2.55% | +1.41 pp |
| Return on Assets | 0.51% | -0.19 pp |
| Member Growth | -8.98% | - |
| Loan-to-Share Ratio | 44.20% | -15.60 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
TEANECK quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.1M | - |
| 2025Q4 | $17.3M | 993 |
| 2024Q4 | $16.1M | 1,091 |
| 2023Q4 | $15.7M | 1,019 |
Credit Union Details
- Charter Number
- 2021
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- TEANECK
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, TEANECK runs one office.
| Office | City |
|---|---|
| TFCU (Main Office) | TEANECK, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
TEANECK nationwide neighbourhoods
Using this data
- TEANECK ranks #3,913 of 4,374 nationally on financial health and #102 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1166 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1166
Frequently Asked Questions
Is TEANECK financially healthy?
TEANECK has a financial health score of 64/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,913 of 4,374 nationally on health and #102 of 127 in New Jersey. Its net worth ratio is 12.44% and its delinquency rate 2.55%.
How does TEANECK compare to other credit unions?
TEANECK scores 64/100, higher than 10% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (44.20% vs 59.80%).
How can I join TEANECK?
TEANECK is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact TEANECK directly to confirm eligibility.
Is my money safe at TEANECK?
TEANECK is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEANECK's net worth ratio of 12.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.