State credit union · IRVINGTON, New Jersey · NCUA charter #62855
Division 819 Transit Employees
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $15.3M
- Total assets
- 1,504
- Members
- 18.1%
- Net-worth ratio
Division 819 Transit Employees scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.3M; members 1,504; net-worth ratio 18.15%; health rank #4,177 of 4,374; healthier than 4th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,177 of 4,374 health · 2025Q4Division 819 Transit · health 55/100 · $15.3M · 2025Q4
Call Report peers
Division 819 Transit Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Division 819 Transit Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Division 819 Transit Employees sits in 55-59 with 115 others.
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Division 819 Transit Employees: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +3.29 pp (18.15% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.52 pp (51.28% vs 59.80%).
Division 819 Transit Employees: in-state Call Report ranks
- In New Jersey, health place is #118 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #71 of 127 inside New Jersey ($15.3M reported).
- New Jersey membership ordinal: #71 of 127.
- One place up in New Jersey, Heard a.M.E. (#117) scores 56/100, 1 point higher; one place down, Fort Dix (#119) ties at 55/100.
Division 819 Transit Employees Call Report trajectory
Division 819 Transit Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $15.3M (2025Q4) to $15.9M (2026Q1).
- Net-worth ratio shifted -0.48 pp (18.63% → 18.15%).
18.15% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 55/100 score is built
Division 819 Transit Employees gives up 45 points in total. Return on Assets costs the most, 14.9 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.5 pts
- Return on Assets 0.1 pts
- Member Growth 0.9 pts
- Loan-to-Share Ratio 10.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.15% | +3.29 pp |
| Delinquency Rate | 1.86% | +0.72 pp |
| Return on Assets | -0.49% | -1.19 pp |
| Member Growth | -4.51% | - |
| Loan-to-Share Ratio | 51.28% | -8.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Division 819 Transit Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $15.9M | - |
| 2025Q4 | $15.3M | 1,504 |
| 2024Q4 | $14.9M | 1,575 |
| 2023Q4 | $15.1M | 1,565 |
Credit Union Details
- Charter Number
- 62855
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- IRVINGTON
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Division 819 Transit Employees.
| Office | City |
|---|---|
| Division 819 Transit Employees CU (Main Office) | Irvington, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
- FEDERAL EMPLOYEES NEWARKNEWARK, NJ · $10M–$50M85Health
- PATHJersey City, NJ · $10M–$50M53Health
- TEANECKTEANECK, NJ · $10M–$50M64Health
- LOCAL 1233Newark, NJ · $10M–$50M90Health
- 1166Swedesboro, NJ · $10M–$50M75Health
Compare Division 819 Transit Employees vs FEDERAL EMPLOYEES NEWARK
Other-state peers near Division 819 Transit Employees
Similar total assets
Using this data
- Division 819 Transit Employees ranks #4,177 of 4,374 nationally on financial health and #118 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Federal Employees Newark is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Federal Employees Newark
Frequently Asked Questions
Is Division 819 Transit Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Division 819 Transit Employees scores 55/100 (Fair), with a 18.15% net worth ratio and 1.86% of loans delinquent. It ranks #4,177 of 4,374 nationally on health and #118 of 127 in New Jersey.
How does Division 819 Transit Employees compare to other credit unions?
Division 819 Transit Employees scores 55/100, higher than 4% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.15% vs 14.86%). Its widest shortfall is loan-to-share ratio (51.28% vs 59.80%).
How can I join Division 819 Transit Employees?
Membership eligibility for Division 819 Transit Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Division 819 Transit Employees directly for current membership requirements and application steps.
Is my money safe at Division 819 Transit Employees?
Division 819 Transit Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Division 819 Transit Employees's net worth ratio of 18.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.