Federal credit union · NEWARK, New Jersey · NCUA charter #4894
Federal Employees Newark
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $14.8M
- Total assets
- 2,643
- Members
- 17.2%
- Net-worth ratio
Federal Employees Newark scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.8M; members 2,643; net-worth ratio 17.16%; health rank #1,904 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,904 of 4,374 health · 2025Q4Federal Employees Newark · health 85/100 · $14.8M · 2025Q4
Call Report peers
Federal Employees Newark in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Federal Employees Newark vs every NCUA-scored credit union
Federal Employees Newark sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Federal Employees Newark: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 70.41% here, 59.80% peer average (+10.61 pp).
- Largest lag: Return on Assets at -0.46% vs peer 0.70% (-1.17 pp).
Federal Employees Newark in New Jersey
- Health composite ranks #20 of 127 among scored New Jersey credit unions.
- By total assets, Federal Employees Newark is #72 of 127 in New Jersey.
- Member book place in New Jersey: #55 of 127.
- One place up in New Jersey, North Jersey (#19) scores 86/100, 1 point higher; one place down, I.L.a. Local 1235 (#21) ties at 85/100.
Federal Employees Newark Call Report trajectory
Federal Employees Newark: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $14.8M (2025Q4) to $14.8M (2026Q1).
- Net-worth ratio shifted -0.10 pp (17.26% → 17.16%).
This credit union's 17.16% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Federal Employees Newark gives up 15 points in total. Return on Assets costs the most, 14.6 of its 15; Net Worth Ratio and Delinquency Rate and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for Federal Employees Newark
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.16% | +2.30 pp |
| Delinquency Rate | 0.10% | -1.04 pp |
| Return on Assets | -0.46% | -1.17 pp |
| Member Growth | 12.71% | - |
| Loan-to-Share Ratio | 70.41% | +10.61 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.8M | - |
| 2025Q4 | $14.8M | 2,643 |
| 2024Q4 | $15.0M | 2,345 |
| 2023Q4 | $14.9M | 2,304 |
Credit Union Details
- Charter Number
- 4894
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- NEWARK
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Federal Employees Newark.
| Office | City |
|---|---|
| FEDERAL EMPLOYEES NEWARK FEDERAL CREDIT UNION (Main Office) | Newark, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
- DIVISION 819 TRANSIT EMPLOYEESIRVINGTON, NJ · $10M–$50M55Health
- PATHJersey City, NJ · $10M–$50M53Health
- LOCAL 1233Newark, NJ · $10M–$50M90Health
- PUBLIC SERVICE PLAZANewark, NJ · $10M–$50M80Health
- TEANECKTEANECK, NJ · $10M–$50M64Health
Compare Federal Employees Newark vs DIVISION 819 TRANSIT EMPLOYEES
Cross-state Call Report peers for Federal Employees Newark
Similar total assets
Using this data
- Federal Employees Newark ranks #1,904 of 4,374 nationally on financial health and #20 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Division 819 Transit Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Division 819 Transit Employees
Frequently Asked Questions
Is Federal Employees Newark financially healthy?
Federal Employees Newark has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,904 of 4,374 nationally on health and #20 of 127 in New Jersey. Its net worth ratio is 17.16% and its delinquency rate 0.10%.
How does Federal Employees Newark compare to other credit unions?
Federal Employees Newark scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (70.41% vs 59.80%). Its widest shortfall is return on assets (-0.46% vs 0.70%).
How can I join Federal Employees Newark?
Federal Employees Newark carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Federal Employees Newark directly to confirm current membership steps.
Is my money safe at Federal Employees Newark?
Federal Employees Newark is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Federal Employees Newark's net worth ratio of 17.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.