Federal credit union · EL DORADO, Arkansas · NCUA charter #24437
LION
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $17.3M
- Total assets
- 2,243
- Members
- 18.2%
- Net-worth ratio
LION scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.3M; members 2,243; net-worth ratio 18.18%; health rank #728 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#728 of 4,374 health · 2025Q4LION · health 92/100 · $17.3M · 2025Q4
Call Report peers
LION in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LION vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LION sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for LION
- Loan-to-Share Ratio leads the peer set - 86.93% here, 59.80% peer average (+27.13 pp).
LION in Arkansas
- In Arkansas, health place is #5 of 48 on the same NCUA-ratio sort used nationally.
- By total assets, LION is #23 of 48 in Arkansas.
- Arkansas membership ordinal: #24 of 48.
- One place up in Arkansas, North Little Rock Educators (#4) scores 93/100, 1 point higher; one place down, Arkansas Farm Bureau (#6) scores 91/100, 1 point lower.
Quarter path for LION
LION: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $17.3M (2025Q4) to $18.1M (2026Q1).
- Net-worth ratio shifted -0.42 pp (18.60% → 18.18%).
At 18.18%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
LION gives up 8 points in total. Member Growth costs the most, 8.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.18% | +3.32 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.49% | +0.78 pp |
| Member Growth | -1.28% | - |
| Loan-to-Share Ratio | 86.93% | +27.13 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.1M | - |
| 2025Q4 | $17.3M | 2,243 |
| 2024Q4 | $17.4M | 2,272 |
| 2023Q4 | $17.9M | 2,295 |
Credit Union Details
- Charter Number
- 24437
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Arkansas
- City
- EL DORADO
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, LION runs one office.
| Office | City |
|---|---|
| Lion Federal Credit Union (Main Office) | El Dorado, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
Other-state peers near LION
Similar total assets
Similar health score
Using this data
- LION ranks #728 of 4,374 nationally on financial health and #5 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- White County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with White County
Frequently Asked Questions
Is LION financially healthy?
LION has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #728 of 4,374 nationally on health and #5 of 48 in Arkansas. Its net worth ratio is 18.18% and its delinquency rate 0.00%.
How does LION compare to other credit unions?
LION scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (86.93% vs 59.80%).
How can I join LION?
LION operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LION directly for the exact boundaries and application steps.
Is my money safe at LION?
LION is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LION's net worth ratio of 18.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.